First-time Car Buyers? Pay Attention to These 5 Things, So You Won't Lose a Single Penny!

Do you plan on buying a car for the first time? Buying a car for the first time will take much of your attention because it requires careful consideration. Moreover, nowadays, there are so many choices of vehicles with their sophisticated features. It's only natural to spend much time thinking, but don't let this discourage you from buying a car. Check out the five things below, so you won't lose any penny in choosing your first car. If you need additional funds, you can take advantage of an unsecured loan from PermataKTA!

Adjust Your Desired Car to Your Needs
Before choosing the car model, you must ensure what you really need. Do you intend to buy a family car because you have children? Or are you single and love to travel long distances? Also, consider the terrain your vehicle will travel frequently; will it often be used in the city or to climb hills or mountains?

Knowing your needs will make it easier for you to choose the car model naturally. So you will not be too overwhelmed to decide on the many available options.

Set The Price and Find Out The Cost of Ownership
The second thing you need to consider before buying a car for the first time is determining the price range and cost of ownership. There are so many choices of cars with different price ranges. Choose a vehicle with a price range that suits your abilities.

Also, pay attention to the cost of ownership, such as the price of spare parts to annual taxes. If you can't pay the yearly tax with your salary, choosing another brand with similar features and functions is better. If it turns out that you need additional funds, consider applying for a KTA (credit without collateral) from a bank that stipulates easy terms and conditions, such as PermataBank.

Make sure to Test Drive
If you have already determined the type and brand of car you want to buy, make sure to do a test drive so that you can feel the sensation and comfort of controlling the steering wheel. The convenience of driving a car is one of the most important things when considering buying a car for the first time.

In addition, you can also check other features in the car. For example, if you buy a family car, ensure that the air conditioner is cool enough so you can feel it on the back of the car. Make sure you do a thorough check when doing a test drive to ensure the car's comfort.

Pay attention to the After-Sales Service
Choose a car brand with after-sales service that you can easily reach. Choosing a car from a brand with many dealer branches is probably best. That way, if there is a problem with the vehicle, you will have no trouble accessing the after-sales service provided by the manufacturer. There's nothing wrong with asking friends or family who own a car of the same brand to find out the after-sales service they've gotten.

Don't Forget To Check The Selling Price Of The Car
Even if you don't intend to buy a car for resale, you still have to consider the selling price of your vehicle later in the market. Over time, it is common for first-time car owners to consider reselling their cars.

For example, let's say you bought your first car when you were single. Now that you are married and have children, you need a bigger car. Then, you can sell your first car to add to the cost of buying a new car. You can check the resale price through a website to buy and sell used cars.

When buying a car for the first time, please pay attention to those five things. If you need additional funds to buy your first car, apply for a KTA or loan without collateral through PermataKTA. PermataKTA can provide cash loans of up to IDR 300 million to individual customers.

In addition, PermataKTA unsecured loans also have various advantages that will simplify your loan process. With PermataKTA, you can choose a term loan of up to five years. Applying for KTA at PermataBank is also easy. You can do it from your phone anytime and anywhere via PermataMobile X, the mobile banking application.

Payment of your loan can also be made automatically with the auto debit feature to your PermataBank account. So, what are you waiting for? Immediately apply for an unsecured loan with PermataKTA to own your dream car!