What are The Benefits?
100% Online Application through PermataMobile X
Quick and easy application with your fingertips (terms and conditions apply)
Fixed Installment
The amount of the installment is fixed until the end of the load period
Funds as Needed
Cash loan starts from IDR 2 million up to IDR 300 million
Easy Requirements and Without Collateral
Only NPWP is need (for loan over IDR 50 million)
Easy Administration Process
Only with valid ID and Taxpayer Identification Number (NPWP) (if the submission is above IDR 50 million)
What are The Costs and Interest?
Interest Rate
Administrative Cost
Accelerated Settlement Cost
Late Payment Cost
Starting 0.88% per month*<br/>Please find the detail in PermataKTA Interest Rate Table<br/>*terms and conditions apply
From 2% up to 2.5% from total loan or minimum of IDR 150,000
7% of the remaining loan plus interest
5% of installment per month or a minimum of IDR 150,000
What are the Requirements?
Indonesian citizen who has e-KTP and NPWP (if the submission is above IDR 50 million)
Minimum age of 21 years and maximum of 35 years at loan settlement
A minimum fixed income of IDR 3 million per month
Domiciled in the coverage area of PermataME KTA sales
PermataKTA General Terms and Conditions
PermataKTA Interest Rate Table
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
University Students*
(*valid for universities that are in partnership with PermataBank)
- Cum Laude (based on reference from the university or certificate of graduation).
- Attaching the certificate of graduation.
- Not required to have credit history from other banks.
- Not required to have credit card.
- Attaching the working acceptance confirmation letter or salary slip.
- Less than one year from university graduation year.
- Already own an active PermataME saving account with average balance of IDR 1 million for the last 3 months.
- Apply through PermataBank branch offices or sales representative.
Employee/Business Owner
- Currently working and has fixed income.
- Not required to have credit history from other banks.
- Not required to have credit card.
- Already own an active PermataME saving account with average balance of IDR 1 million for the last 3 months.
- Apply through PermataMobile X mobile banking application.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2022 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.