What are The Benefits?
Quick and easy application with your fingertips (terms and conditions apply)
The amount of the installment is fixed until the end of the load period
Cash loan starts from IDR 2 million up to IDR 300 million
Only NPWP is need (for loan over IDR 50 million)
Only with valid ID and Taxpayer Identification Number (NPWP) (if the submission is above IDR 50 million)
What are The Costs and Interest?
Starting 0.88% per month*<br/>Please find the detail in PermataKTA Interest Rate Table<br/>*terms and conditions apply
From 2% up to 2.5% from total loan or minimum of IDR 150,000
7% of the remaining loan plus interest
5% of installment per month or a minimum of IDR 150,000
What are the Requirements?
Indonesian citizen who has e-KTP and NPWP (if the submission is above IDR 50 million)
Minimum age of 21 years and maximum of 35 years at loan settlement
A minimum fixed income of IDR 3 million per month
Domiciled in the coverage area of PermataME KTA sales
PermataKTA General Terms and Conditions
PermataKTA Interest Rate Table
We're ready to assist the complaints or any other question you might have
Terms and Condition
(*valid for universities that are in partnership with PermataBank)
Syarat dan Ketentuan
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.