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PermataKPR iB Bijak

Islamic Home Ownership Loan with the ease of reducing loan principal from a saving balance

Dapatkan

Islamic Home Ownership Loan with Musyarakah Mutanaqisah (MMQ) contract which offers the opportunity to enjoy KPR iB margins of up to 0%. By adding Bijak Syariah saving balance, 80% * of the savings balance can be calculated as a deduction in KPR iB margin calculation.

What are the Benefits?

Lower Installment

Lower Installment

Get lower installment by increasing your saving balance. Regardless of the funds in your saving account, 80% of the saving bonus will be calculated as a deduction for the monthly Home Ownership installment

Tenor up to 25 Years

Tenor up to 25 Years

Get a long-term Home Ownership financing facility for up to 25 years

Down Payment as Low as 15%

Down Payment as Low as 15%

The down payment for the financing facility that should be paid by the customers is only 15%

5 Working Days Approval Process

5 Working Days Approval Process

The approval process from document check until the approval is maximum of 5 working days

What Are The Costs?

Monthly Administration Fee

Administration Fee

Additional Costs

Monthly administration fee of IDR 20,000

Equivalent with 1% of the financing ceiling (in the nominal form)

It is in accordance with the applicable regulations which may change at any time according to Bank policy with prior notice through the media owned by the Bank

What are the Requirements?

Indonesian citizens

Indonesian citizens

Individual (not a business entity)

Individual (not a business entity)

Minimum age of 21 years old

Minimum age of 21 years old

Complete the administrative requirements

Complete the administrative requirements

Butuh Info Biaya Pinjaman?

Tersedia informasi mengenai perhitungan biaya pinjaman yang akan Anda tanggung

Ada Pertanyaan?

Kami siap membantu segala pengaduan maupun pertanyaan lainnya dari Anda

Produk Lainnya

KPR Syariah dengan proses yang cepat dan tenor pembiayaan yang panjang

PermataKPR iB IMBT

KPR Syariah dengan DP ringan dan angsuran tetap

PermataKPR iB Murabahah

PermataKPR iB Bijak

Pilih Produk

Pilih Produk

Pilih Produk

Bandingkan produk dalam satu kategori dan pilih maksimal 3 produk untuk membandingkan

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Syarat dan Ketentuan