What are the Benefits?
Get lower installment by increasing your saving balance. Regardless of the funds in your saving account, 80% of the saving bonus will be calculated as a deduction for the monthly Home Ownership installment
Get a long-term Home Ownership financing facility for up to 25 years
The down payment for the financing facility that should be paid by the customers is only 15%
The approval process from document check until the approval is maximum of 5 working days
What Are The Costs?
Monthly administration fee of IDR 20,000
Equivalent with 1% of the financing ceiling (in the nominal form)
It is in accordance with the applicable regulations which may change at any time according to Bank policy with prior notice through the media owned by the Bank
What are the Requirements?
Individual (not a business entity)
Minimum age of 21 years old
Complete the administrative requirements
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Terms and Condition
Minimum age of 21 years old and maximum age of 55 years old and maximum age of 65 years old at the end of the credit period
Have a steady and sustainable income
The risk of the financing facilities include:
Employee Personal Documents:
Business Owner Personal Documents:
Professional Personal Document:
Syarat dan Ketentuan
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.