What are the Benefits?
Flexible
Flexibility in adding and reducing foreign currency accounts that suit your needs.
Low Deposit
Enjoy low administration fee, initial deposit, minimum balance, and account closing fee that are only charged in IDR.
Easy and Quick
Easy and quick account opening process via PermataMobile X.
Contract and Nisbah
Using Mudharabah Al Mutlaqah contract. Revenue sharing for IDR is 9% Customer : 91% Bank, while for other currencies is 1% Customer : 99% Bank.
Initial Deposit and Minimum Balance
Initial deposit IDR 250,000, minimum balance IDR 100,000.
Sharia Principles
The transactions in this product adhere to Sharia principles, where the Customer acts as shahibul maal (fund owner), the bank acts as mudharib (fund manager), and the capital or funds refer to the amount of money deposited, placed, or available in the account.
Revenue Sharing
Revenue sharing ratio may change by notification to the Customer through the communication media provided by the Bank. If there is no objection from the Customer, the change can be made for the next period.
What are the Cost?
Monthly Administration Fee
Cash Withdrawal Fees at ATMs of Other Banks
Card Change Fee
Transfer Fees to Other Banks via Permata ATM, PermataNet and PermataE-Business
Transfer Fees to Other Banks via Permata ATM, PermataNet and PermataE-Business
Dormant Fee
Balance Checking Fee at Other Bank ATMs
SMS Navigator Service Fee
Current Account Delivery Fee
Closing account Fee
Free administration fee if ending balance ≥ IDR 5,000,000<br/>IDR 12,500 if previous average month's balance is below IDR 5,000,000
IDR 7,500 (domestic) or IDR 25,000 (overseas) if the balance before the transaction < IDR 5,000,000<br/>Rp 0 if the balance before the transaction ≥ IDR 5,000,000
Free of charge
BI Fast: IDR 2,500, Free of Charge if the balance before the transaction ≥ IDR 5,000,000<br/>Online: IDR 7,500, Free of Charge if the balance before the transaction ≥ IDR 5,000,000
SKN/LLG: IDR 2,900<br/>RTGS: IDR 25,000
(Account that has no transaction activity for 365 consecutive days)<br/>IDR 10,000 per month
IDR 4,000 (Domestic)<br/>IDR 5,000 (Global/Visa)
IDR 12,000
IDR 15,000 / Customer (if any)
IDR 100,000
What are the Requirements?
Identification card (Resident ID Card)
Minimum age is 17 years old
Fill out account opening form and documents
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.