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PermataHome Ready Cash

Flexible credit facility where the interest is paid according to usage

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Consumer credit facility with property as a collateral in the form of current account loans that can be withdrawn at any time as needed. Get a low fee and interest discount up to 1.25% of normal interest (after fixed period) with PermataKPR Payroll.

What Are the Benefits?

Flexible Interest

Flexible Interest

Pay the interest according to the used funds

Withdraw Anytime

Withdraw Anytime

Easily withdraw funds whenever you want

Withdraw Anywhere

Withdraw Anywhere

Withdraw funds anywhere via ATMs, Permata e-Banking, and PermataBank teller counters

Penalty-Free

Penalty-Free

Pay off installments faster without penalty fees

What is the Cost and Interest?

Provision Fee

Administration Fee

Life and Fire Insurance Premium

Notary fee

Monthly Administration Fee

Provision Fee (for Payroll Customer)

Monthly Administration Fee (for Payroll Customer)

Interest (for Payroll Customer)

1% from credit limit

0.1% of the credit limit or minimum IDR 400,000

According to the regulation from our partnered insurance companies

According to the regulation from our partnered notary

IDR 20,000 per month

Discount up to 50% on provision fees

Free Monthly Administration Fee

Discounted interest up to 1.25% of the normal interest or margin (after the fixed period), according to PermataKPR product that you choose

What are the Requirements?

Indonesian citizen domiciled in Indonesia

Indonesian citizen domiciled in Indonesia

Minimum age of 21 years old

Minimum age of 21 years old

Complete administrative requirements

Complete administrative requirements

Individual (not a business entity)

Individual (not a business entity)

Do You Need Loan Cost Information?

We provide you the calculation of loan cost you would spend

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Any Question?

We're ready to assist the complaints or any other question you might have

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