What are the Benefits?
Flexible in arranging repayment time based on savings and abilities
Get the lowest interest you want, up to 0%
Reduce the Home Ownership Loan interest rate by increasing your saving balance
75% of the total saving balance is calculated as a deduction for the loan principal
Enjoy free transaction fee with all PermataBank services
What are the Cost and the Interest Rate?
1% from credit limit
0.1% of the credit limit or minimum IDR 400,000
According to the regulation from our partnered insurance companies
According to the regulation from our partnered notary
IDR 20,000 per month
Discount up to 50% on provision fees
Free Monthly Administration Fee
Discounted interest up to 1.25% of the normal interest or margin (after the fixed period), according to PermataKPR product that you choose
What are the Requirements?
Indonesian citizen domiciled in Indonesia
Minimum age of 21 years old
Complete administrative requirements
Individual (not a business entity)
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Terms and Condition
|Debtor documents||Employees||Business Owners||Professionals|
|A copy of applicants’ Resident ID Card (KTP) and husband’s or wife’s KTP (if any)||√||√||√|
|A copy of family certificate||√||√||√|
|A copy of marriage/divorce/separation of properties certificate (if any)||√||√||√|
|A copy of Indonesian Citizen (WNI) paper and change name (if any) or husband or wife birth certificate (untuk nonnative Indonesian citizens)||√||√||√|
|The original document of the latest salary slip or employment certificate||√|
|A copy of savings or current account for the last 3 months||√||√||√|
|A copy of Taxpayer Identification Number *)||√||√||√|
|A copy of Trade Business License (SIUP), Company Registration Certificate, Domicile Certificate, or Company Establishment Deed, The Latest Financial Statement||√|
|A copy of Practice License or letter of Appointment from Related Institution||√|
|The applicant's photo & Husband/Wife (if any)||√||√||√|
|Debtor declaration paper||√||√||√|
|Proof of Transfer of Down Payment||√||√||√|
Syarat dan Ketentuan
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.