7 Tips for Safe Transactions with Mobile Banking

As the name implies, mobile banking is a mobile application-based banking activity service. The convenience offered starts from how to register for m-banking to transaction processing. M-Banking allows you to do banking transactions anywhere and anytime. This convenience increases mobile banking activities since everything is in one application.

However, don't let the convenience make you forget the security of online transactions. When using mobile banking, you must enter some data to access banking services. Make sure you do the following tips so that every transaction is protected.

Changing Passwords Periodically
You need to set a password for the mobile banking application for security reasons. Change the password regularly to avoid hacking and the risk of data leakage. You can change your password once a month. In addition, you should not tell the password to other people, including those closest to you, such as friends or family.

Keep Data Confidential
Data is required to perform online transactions on mobile banking. Data is needed since you register to the m-banking, starting from submitting data on your full name, date of birth, ID number, etc. You are also required to provide a password or PIN.

Because of the importance of these data, make sure you always keep it confidential. It will avoid the risk of data being leaked and misused. To minimize crime, you should always store your cell phone safely.

Update the Mobile Banking Application
Don't forget to update your mobile banking application. Each latest version of the application is added with additional features and security system enhancements. This way, you will be more protected during online transactions on the application.

Using a Secure Internet Network
Avoid using public wi-fi networks when completing online transactions. It may cause your mobile banking data to be recorded on someone else's wi-fi network. In addition, it is not recommended to use third-party applications such as VPNs that can read your banking transactions.

Don't Make Transactions Through Other People's Cell Phones
Try to make online transactions only on your cell phone. Remember, using a mobile banking application requires you to input important and personal data. If you use someone else's cell phone for banking transactions, your data will be recorded on the cellphone. Therefore, the risk of data leakage can arise. Your data can be misused.

Enabling the Authentication Feature
Activating the authentication feature can improve data security so that online banking transactions are more secure. Self-authentication is a feature used to verify every online transaction you make. Thus, no transactions will be made without your permission.

Features in the mobile banking application also affect the security level. We recommend you to use an application with a high level of security, such as PermataMobile X. This mobile banking application is equipped with digital token and mobile PIN features that support your security in conducting online transactions. Not only is it safe, but it's also easy to register for PermataMobile X m-banking. Follow the steps below:

• Download PermataMobile X via Google Play Store or Apple App Store
• Open the app, select 'Start'
• If you already have a PermataBank account, select "Yes" to the question "Do you have a PermataBank account?"
• Vice versa, select "No" to the question "Do you have a PermataBank account?". You will be directed to PermataStore to open an account first.
• Select "No" on the question "Do you have a PermataMobile X user ID?".
• Choose whether you want to register using an account number or a credit card.
• Follow the instructions, and your user ID will be ready.

Checking Balance Regularly
Check the security of mobile banking by looking at its balance regularly. See if your balance is the same as the last time you checked. In addition, please double-check every time you complete an online transaction. Make sure the amount of the reduced balance matches the nominal you take.
 
You can avoid negative stigma about the impact of online transactions such as fraud, hacking, or break-ins by applying the tips above. Now, you can enjoy the convenience of technology in conducting banking transactions by registering for m banking. Ensure the application you are using is equipped with an optimal security system like PermataMobile X!