Professionality in Banking Services

Thai Citizen, 61 years old, resides in Thailand.

Educational Background

He holds Master’s Degree in Management from Sloan School of Management, Massachusetts Institute of Technology, USA in 1984 and Master’s Degree in Chemical Engineering from the same university in 1983, also Bachelor’s Degree in Chemical Engineering from Worcester Polytechnic Institute, USA in 1980. 

Professional Background

Legal Basis & Tenure

Appointed as President Commissioner of PermataBank by Extraordinary GMS of PermataBank on 23 April 2020, and effective on 20 May 2020.

Multiple Board Membership

Currently, he also serves as:

• Member, Committee for Administration of Economic Situation affected by the COVID-19 Pandemic (since 2020);
• Member, Committee for Drafting the National Strategy for Enhancement of Competitiveness (since 2020);
• Chairman, Bangkok Bank (China) Company Limited (since 2009);
• President, Bangkok Bank Public Company Limited (since 1994);
• Director, Post Publishing Public Company Limited (since 1993);
• Member, National Strategy Committee (since 2017);
• Board, National Science and Technology Development Agency (since 2013); and
• Member, Board of Trustees, Bangkok University (since 2009). 

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• Member, National Economic Reform Committee (2017-2020);
• Member, Board of Investment (2011-2014);
• Chairman, Thai Bankers’ Association (2002-2006, 2010-2014);
• Director, Thai Asset Management Corporation (2002-2006, 2010-2011);
• Director, Payment Systems Committee (2010-2014);
• Member, The National Legislative Assembly (2006-2008);
• Member, Board of Trustees, Singapore Management University (2004- 2016); and
• Director, VISA International-Asia Pacific (2001-2008).

Malaysian Citizen, 52 years old, resides in Thailand.

Educational Background

He holds a Master of Science in Management from Massachusetts Institute of Technology in 1998 and a Bachelor of Arts degree in Philosophy, Politics and Economics from Oxford University in 1991.

Professional Background

Legal Basis & Tenure

Appointed as Commissioner of PermataBank by Extraordinary GMS of PermataBank on 23 April 2020, and effective on 26 May 2020.

Multiple Board Membership

Currently, he also serves as member of Risk Monitoring Committee and member of Remuneration and Nomination Committee at PermataBank.

He also serves as:

• Senior Executive Vice President, Bangkok Bank Public Company Limited (since 2011);
• Senior Advisor, Morgan Stanley Thailand (since 2017);
• Director, Bangkok Bank (China) Company Limited (since 2009);
• Executive Chairman, Bualuang Securities Public Company Limited (since 2005);
• Chairman, Bangkok Capital Asset Management Company Limited (since 2015);
• Chairman, Asia Cement Public Company Limited (since 2011);
• Director, Bumrungrad Hospital Public Company Limited (since 2001); and
• Independent Director, Asia Landmark Fund Limited (since 2009).

Professional Experience

He has extensive experiences in banking and several management positions in several companies, as follows:

• Executive Vice President, Bangkok Bank Public Company Limited (2006- 2011);
• President, Bualuang Securities Public Company Limited (2002-2005);
• President, Bualuang Finance Company Limited (2000-2001);
• Vice President, Bangkok Bank Public Company Limited (1998-1999);
• Analyst, Investment Banking Morgan Stanley (1993-1996); and
• Economist, Government of Singapore Investment Corporation (GIC) (1991- 1993).

Thai Citizen, 53 years old, resides in Thailand.

Educational Background

She holds Master of Business Administration degree in Finance from Saint Louis University, USA in 1992 and Bachelor of Engineering degree in Industrial Engineering from Chulalongkorn University, Thailand in 1989.

Professional Background

Legal Basis & Tenure

Appointed as Commissioner of PermataBank by Extraordinary GMS of PermataBank on 23 April 2020, and effective on 20 May 2020.

Multiple Board Membership

Currently, she serves as member of Risk Monitoring Committee of PermataBank. She also serves as:

• Director, RATCH Group Public Company Limited (since 2020);
• Director, Electricity Generating Authority of Thailand (since 2019);
• Senior Executive Vice President in charge of Corporate Banking of Bangkok Bank Public Company Limited (since 2019); and
• Director, Bangkok Bank (China) Company Limited (since 2009);

Professional Experience

She has extensive experiences in banking and several management positions in several companies, as follows:

• Executive Vice President, in charge of Light Industry, Energy, Conglomerate 3, Trading and Manager of Energy, Corporate Banking, Bangkok Bank Public Company Limited (2016-2019);
• Executive Vice President, in charge of Light Industry, Energy, Conglomerate 3, Multinational 1 and Manager of Energy, Corporate Banking, Bangkok Bank Public Company Limited (2015-2016);
• Executive Vice President, in charge of Light Industry, Energy, Service Industry and Manager of Energy, Metropolitan Corporate Banking, Bangkok Bank Public Company Limited (2013-2015);
• Executive Vice President, in charge of Light Industry, Energy, Service Industry, Textile and Garment and Manager of Energy, Metropolitan Corporate Banking, Bangkok Bank Public Company Limited (2012-2013);
• Executive Vice President, in charge of Light Industry, Energy, Service Industry, Textile and Garment and Manager of Energy, Metropolitan Corporate Banking and Manager of Project Department, Investment Banking Group, Bangkok Bank Public Company Limited (2010-2012);
• Executive Vice President, Manager of Risk Management and Project Department, Investment Banking Group, Bangkok Bank Public Company Limited (2008-2010);
• Executive Vice President, Manager of Energy, Metropolitan Corporate Banking and in charge of Project Department, Investment Banking Group ,Bangkok Bank Public Company Limited (2007-2008);
• Senior Vice President, Project Finance Division, Bangkok Bank Public Company Limited (2004-2007);
• Vice President, Corporate Finance Department, Bangkok Bank Public Company Limited (1999-2004);
• Assistant Vice President, Senior Marketing Officer, Corporate Finance Department, Bangkok Bank Public Company Limited (1996-1999);
• Marketing Officer, Corporate Finance Department, Bangkok Bank Public Company Limited (1992-1996); and
• Management Trainee, Gateaux House Company Limited (1989).

Thai Citizen, 69 years old, resides in Thailand.

Educational Background

He holds Master of Science degree in Industrial Management from University of Dallas, USA in 1978 and Bachelor of Science degree in Metallurgical Engineering from Michigan Technological University, USA in 1977.

Professional Background

Legal Basis & Tenure

Appointed as Commissioner of PermataBank pursuant to the resolutions of Annual General Meeting of Shareholders on 20 May 2022.

Professional Experience

Previously, he served as President Director of PermataBank effective since 9 June 2021 until 20 May 2022 and he also served as Commissioner of PermataBank with terms of office since 20 May 2020 until 8 June 2021.

He has extensive experiences in banking and several management positions in several companies as follows:

• Executive Advisor, Bangkok Bank Public Company Limited – Indonesia (2019-2020);
• General Manager, Bangkok Bank Public Company Limited - Indonesia (2002-2019);
• Chief Executive Officer, Bangkok Bank Berhad, Malaysia (1996-2002);
• Branch Manager, Bangkok Bank Public Company Limited – Shanghai, China (1993-1996);
• Branch Manager, Bangkok Bank Public Company Limited - Indonesia (1989-1993);
• Assistant Branch Manager, Bangkok Bank Public Company Limited - Indonesia (1986-1989);
• International Country Officer, Bangkok Bank Public Company Limited – Head Office, Thailand (1984-1986);
• Domestic Banking Unit, Bangkok Bank Public Company Limited – Head Office, Thailand (1981-1984); and
• Department of Armament, Royal Thai Air Force, Thailand (1979-1980).

Indonesian Citizen 64 years old, resides in Jakarta.

Educational Background

He holds a Bachelor of Economics degree majoring in Accounting from the University of Indonesia in 1982.

Professional affiliations:

• Member of Indonesian Institute of Accountant (IAI) – Chartered Accountant (CA).
• Member of Indonesia Public Accountant Association (IAPI) – Certified Public Accountant (CPA).

Professional Background

Legal Basis & Tenure

Appointed as Independent Commissioner of PermataBank by Extraordinary GMS of PermataBank on 26 September 2017, and effective on 8 November 2017.

He was reappointed at the Annual GMS on 14 April 2020.

Multiple Board Membership

Also serves as chairman of Audit Committee, chairman of Risk Monitoring Committee, member of Remuneration and Nomination Committee and member of Integrated Governance Committee at PermataBank.

Currently he also holds several roles, as:

• Member of Audit Committee at the University of Indonesia since November 2016;
• Member of Audit Committee at PT Unilever Tbk since October 2016;
• Member of Audit Committee at PT Medikaloka Hermina Tbk since November 2017;
• Independent Commissioner and Chairman of Audit Committee at PT Cardig Aero Services Tbk since October 2019; and
• Member of Audit Committee at PT Angkasa Jasa Semesata Tbk since January 2020.

Professional Experience

Formerly, Mr. Haryanto was a President Commissioner in several companies such as PT Batanghari Sawit Sejahtera, PT Kaswari Unggul, PT Flora Wahana Tirta, PT Ekajaya Multiperkasa, PT Aditarwan, PT Arta Prigel, PT Perkebunan Inti Sawit Subur, and PT Bukit Barisan Indah Prima, since September 2011 to October 2019.

Other previous important positions held by Mr. Haryanto as follows:

• Commissioner of PT Kikim Resources from October 2012 to June 2017;
• Commissioner of PT Agri Capital Resources from May 2010 to July 2016;
• Commissioner of PT Tempirai Palm Resources from June 2009 to July 2016;
• Commissioner of PT Rambang Agro Jaya from August 2008 to July 2016;
• Assistant Manager at Arthur Young (Public Accounting Firm Santoso Harsokusumo Indonesia) since 1980 to 1984.
• Senior Auditor in PwC Australia in 1987;
• Partner at PricewaterhouseCoopers (PwC) Indonesia from 1990 to June 2017; and
• Country Senior Partner at PricewaterhouseCoopers (PWC) Indonesia since 1996 to 2006.

Indonesian Citizen 56 years old, resides in Jakarta.

Educational Background

He holds Master of Business Administration (MBA) degree majoring in Business/Finance and Marketing from Indiana University, Bloomington, Amerika Serikat in 1993 and Engineering degree majoring in Agronomy from Institut Pertanian Bogor in 1988. He also holds CFA (Chartered Financial Analyst) from CFA Institute and also FRM (Financial Risk Manager) from GARP (Global Association of Risk Professionals).

Professional Background

Legal Basis & Tenure

Appointed as Independent Commissioner of PermataBank by Extraordinary GMS of PermataBank on 14 April 2020, and effective on 20 May 2020.

Multiple Board Membership

Also serves as member of Risk Monitoring Committee at PermataBank.

Currently he also serves as President Director at PT Gagas Prima Solusi since 2001.

Professional Experience

He has various experiences in risk management and finance, also has held several leadership roles in companies, as follows:

• Independent Commissioner of PT Bank Mandiri Tbk (Persero) (2015-2019);
• Member of Risk Monitoring Committee in PT Bank Permata Tbk (2006- 2010);
• Head of Research in Nomura Indonesia (1999-2001);
• Vice President, Research in Nomura Singapore (1998-1999);
• Head of Research in SocGen Crosby (1996-1998);
• Senior Analyst, Deputy Head of Research, & Head of Research in CLSA Indonesia (1995-1996);
• Equity Analyst & Senior Equity Analyst in WI Carr Indonesia (1993-1995); and
• Systems Analyst in Astra Graphia (1988-1991).

Indonesian Citizen 67 years old, resides in Jakarta.

Educational Background

He holds Master of Business Administration (MBA) degree from McGill University, Montreal, Canada in 1980 and Bachelor of Science degree, majoring in Engineering, from McGill University, Montreal, Canada in 1976.

Professional Background

Legal Basis & Tenure

Appointed as Independent Commissioner of PermataBank by Annual GMS of PermataBank on 14 April 2020, and effective on 10 July 2020.

Multiple Board Membership

Currently, he also serves as:

• Director of PT Finansia Pacifica Raya (2019- present); and
• Senior Advisor in IRAI (Independent Research & Advisory Indonesia) (2019-present).

Professional Experience

He has various experiences in finance and banking, also has held several leadership roles in companies, as follows:

• Commissioner of PT Finansia Multi Finance (2019-2020);
• Independent Commissioner of PT Putra Mandiri Jembar Ibu (2019-2020);
• Managing Director & Chief Financial Officer of PT Bank Negara Indonesia Tbk (2008-2015);
• President Director & Group CEO of PT Tuban Petrochemical Industries (2002-2007);
• Commissioner of PT Bank Mandiri Tbk (Persero) (2005-2008);
• Commissioner of PT Bank Negara Indonesia Tbk (Persero) (2003-2005);
• Commissioner of PT Aneka Tambang Tbk (2002-2007);
• Deputy President Director of PT Bank International Indonesia Tbk (1999- 2001);
• Chief Operating Officer in Asia Food & Properties (1998-1999);
• Held several positions in PT Astra International Tbk (1989-1998); and
• Vice President in Citibank Indonesia (1980-1988).

Indonesian Citizen, 65 years old, resides in Jakarta.

Educational Background

He holds a Bachelor of Economics from Trisakti University in 1983.

Professional Background

Legal Basis & Tenure

Appointed as Independent Commissioner of PermataBank by Extraordinary GMS of PermataBank on 23 August 2023, and effective on 25 October 2023.

Professional Experience

He has extensive experience in banking and several management positions in several companies and regulators as follows:

• President Commissioner/Independent Commissioner of PT BNI Sekuritas (October 2022 - 2023);
• Chief Executive of Non-Bank Financial Industry Supervision (IKNB) concurrently as a Member of the Board of Commissioners of the Financial Services Authority (OJK) (July 2017 – July 2022);
• President Director of PT Pegadaian (Persero) (April 2015 – July 2017);
• Commissioner of PT Pefindo Biro Kredit (December 2015 – July 2017);
• Deputy President Director of PT Bank Mandiri (Persero) Tbk (May 2010 – March 2015);
• Director of Corporate Banking of PT Bank Mandiri (Persero) Tbk (March 2008 – May 2010);
• Director of Special Asset Management of PT Bank Mandiri (Persero) Tbk (May 2006 – March 2008);
• EVP Group Head Credit Recovery 2 of PT Bank Mandiri (Persero) Tbk (October 2005 – May 2006);
• Independent Commissioner of PT Bank Mandiri (Persero) Tbk (September 2003 – May 2005);
• Commissioner of PT Asuransi Ekpor Indonesia (Persero) (2004 – 2006);
• Several important positions at PT Bank Danamon Indonesia Tbk (2001 – 2003);
• Several important positions at National Bank Restructuring Agency (BPPN) (1999 – 2001); and
• Several important positions at PT Bank Niaga Tbk (1986 – 1999).

Indonesian Citizen, 48 years old, resides in Jakarta.

Educational Background

She holds a Master of Business Administration from the University of Melbourne, Australia in 2000 and a Bachelor of Engineering in Electrical Engineering from the University of Indonesia, in 1996.

Professional Background

Legal Basis & Tenure

Appointed as President Director of PermataBank pursuant to the resolutions of Annual General Meeting of Shareholders on 20 May 2022 and appointed to the role on the same date.

Professional Experience

Previously, she served as Vice President Director of PermataBank effective since 25 January 2022.

She has extensive experiences in financial and investments and has held several management positions in several companies as follows:

• Chief of Group Digital Strategy of PT Astra International Tbk (August 2020 – October 2021);
• Chief of Corporate Development of PT Astra International Tbk (February 2016 – October 2021);
• President Director of PT Astra Digital Arta (August 2020 – October 2021);
• Commissioner of PT Astra Digital Internasional  (August 2020 – October 2021);
• Commissioner of PT Astra Integrasi Digital (March 2021 – October 2021);
• President Director of PT Solusi Mobilitas Bangsa (April 2019 – April 2021);
• Managing Director, Head of Financial Services Group for Indonesia and Committee Member, Financial Services Group for South East Asia of Accenture   (January 2015 – December 2015);
• President Director of PT Goldman Sachs Indonesia and Executive Director of Goldman Sachs (December 2010 - April 2013);
• Finance Director of PT Ancora Indonesia Resource Tbk (April 2009 - May 2010);
• Vice President, Investment Banking Division of Credit Suisse  (May 2007- April 2009);
• Associate Director, Investment Banking Division of UBS   (June 2003 – May 2007);
• Analyst, Investment Banking Division of  Lehman Brothers (August 2000 - August 2002); and
• Technical Sales Specialist of PT IBM Indonesia (October 1996 – December 1998).

Indonesian citizen. Appointed as Technology and Operations Director pursuant to resolutions of PermataBank’s EGMS on 25 August 2016.

Prior to his appointment as Director of PermataBank, he served as the Global Technology Head of Standard Chartered Bank since 2015.

Previously, he has held several important positions in Standard Chartered Bank of Hong Kong, India, Malaysia and Singapore, among others as:

• Global Product Engineering Head.
• Chief Information Officer.
• Global Head Performance Management.
• Global Operation Head.
• Country Operation Head.

Before he joined Standard Chartered Bank in 2001, he has served in Citibank and held several positions in Singapore and Indonesia, among others as:

• Credit Policy Manager and Credit Acceptance Head
• Operation Head
• VP Product Manager

He earned his Bachelor Degree from University of Toronto, Canada in 1989.

Indonesian citizen. 51 years old. Appointed as Compliance Director of PermataBank based on resolutions of AGMS on 24 April 2018.

Prior to her appointment as the Compliance Director of PermataBank, she was the Legal and Compliance Director, Independent Director and Corporate Secretary at PT Bank Maybank Indonesia Tbk (previously known as PT Bank International Indonesia Tbk), since March 2014.

Mrs. Dhien has started her career in banking in 1990 at PT Bank Central Asia, and in her entire career has held several positions which are as:

• Compliance Director at PT Bank Commonwealth Indonesia (2012-2014).
• Compliance Director at PT Bank Barclays Indonesia (2009-2011).
• Compliance Director at PT Bank Rabobank International Indonesia (2006-2009).
• Legal and Compliance Director and Corporate Secretary at PT Bank DBS Indonesia from (2002-2006).
• Head of Legal & Remedial Department at PT Bank Credit Lyonnais Indonesia (1995-2002).

She earned Bachelor of Law from Sebelas Maret University in 1990 and then continued her education in Business, at Curtin University of Technology, Perth, Australia in 1994 and in 1995 earned Master of Business Administration from Edith Cowan University, Perth, Australia.

Indonesian. 48 year old. Appointed as Sharia Business Unit Director based on resolutions of EGMS on 25 September 2018.

Previously, he served as Head of Shariah Banking at PT Bank Maybank Indonesia Tbk since 2013. In the past, he held various important positions as follows:

• Sharia Business Unit Director at The Hongkong and Shanghai Banking Corporation, Indonesia in 2011 until 2013.
• Senior Manager Personal Financial Services at The Hongkong and Shanghai Banking Corporation, UEA in 2010 until 2011.
• Head of Product Management & Proposition at Bank Al Bilad, Saudi Arabia in 2008 until 2010.
• Senior Vice President – Head of Personal Financial Services – HSBC Amanah Syariah at The Hongkong and Shanghai Banking Corporation, Indonesia in 2005 until 2008.
• Assistant Brand Manager –ASEAN, Australasia & India (AAI) Baby Care Global Business Unit at Procter & Gamble International Operations Pte Ltd, Singapore in 2001 until 2002.
• Assistant Brand Manager – Indonesia Haircare Category Maximization at PT Procter & Gamble Home Products, Indonesia in 1998 until 2001.
• Corporate Management Consultant at PT Gunung Sewu Kencana in 1997 until 1998.
• Senior Management Consultant at PT International Business Solutions in 1996 until 1997.
• Junior Management Consultant at PT Proudfoot, Indonesia in 1995 until 1996.

He earned Bachelor of Business from University of Southern Queensland, Australia in 1994 and Master of Business Administration from International Islamic University, Malaysia in 2005.

Indonesian. 52 year old. Appointed as Retail Banking Director based on resolutions of EGMS on 25 September 2018.
Prior to her appointment as Director of PermataBank, she was the Head of Wealth Management, Retail Liability Products & E-Channel of PermataBank since 2013.

She started her career in Banking industry since 1987 by joining Management Development Program in PT Bank International Indonesia, and throughout her career she has served various important positions such as:

• GM, Integrated Distribution; GM, Priority & International  Banking, Personal & Preferred Banking; GM, Shared Distribution; GM, Wealth Management, Segment and Marketing; and Branch Manager in Standard Chartered Bank (2003-2013).
• Branch Manager Jakarta and Commercial Banking Business Manager in PT ABN AMRO Bank (1999-2003).
• Main Branch Manager Jakarta in PT Bank Asia Pacific (1995-1999).
• Sub Branch Manager Jakarta in PT Bank Pelita (1993-1995).
• Sub Branch Manager Jakarta in PT Bank Susila Bakti (1991-1993).
• Sub Branch Manager Medan in PT Bank International Indonesia (1989-1990).
• Account Officer and Customer Relationship Officer Medan in PT Bank International Indonesia (1988-1989).

She earned Bachelor of Accounting from Nommensen University Medan in 1988.

Indonesian citizen. 47 years old. Appointed as Human Resources Director of PermataBank based on resolutions of AGMS on 23 April 2019.

Previously, he has various experiences in human resources management fields and also has held several leadership roles in several companies, as follows:

• Director for PT Kideco Jaya Agung (2018-2019).
• President Director for PT Solaris Power Indonesia (2016-2018).
• Head of Human Capital and members of Human Resources Committees for PT Indika Energy Tbk (2011-2016).
• Director for PT Coca Cola Bottling Indonesia and PT Coca-Cola Distribution Indonesia (2009-2011).
• First Choice Senior Advisor, South East Asia for PT Birotika Semesta (DHL Express Indonesia) (2004-2009).
• Personnel Manager, Indonesia and Australia for PT Omnes Services Indonesia (Schlumberger IT) (2003-2004).
• HR Operations Manager di PT Coca-Cola Indonesia (2002 - 2003).
• HR Operations Manager for PT Coca-Cola Indonesia (2000-2003).
• Section Head Recruitment and Training for PT Sony Electronics Indonesia (1995 -1997).

Indonesian Citizen, 54 years old, resides in Jakarta. 

Educational Background

He holds Master of Business Administration (MBA) degree from Oklahoma City University in 1994 and holds Bachelor degree in Civil Engineering from Tarumanagara University in 1993.

Professional Background 

Legal Basis & Tenure

Appointed as Director of PermataBank pursuant to the resolutions of Annual General Meeting of Shareholders on 20 May 2022, with his terms of appointment effective on 1 July 2022.

Professional Experience

Before his appointment as Director of PermataBank, he served as Chief Credit Officer in PermataBank since 2020 until 2022. Previously, he served as Senior Credit Officer – Credit Risk from 2019 until 2020 and Senior Credit Officer Wholesale Banking from 2016 until 2019 in PermataBank.

Before he joined  PermataBank, he has experiences in banking and also served in several positions as follows:

• Senior Vice President – Commercial and SME Credit Risk of PT CIMB Niaga Tbk;
• Senior Vice President, Risk Analysis Unit of HSBC-Indonesia;
• Vice President, Research & Analysis Unit of Citibank, NA;
• Senior Manager, Equities Analyst of Vickers Ballas Tamara;
• Senior Research Analyst of Arab Malaysian Capital Indonesia; and
• Financial Analyst – Corporate Finance of PT Makindo Securities Tbk.

Indonesian citizen, 43 years old, appointed as Finance Director based on resolutions of EGMS on 23 August 2023 and term of office effective on 25 October 2023.

Previously, he served as Chief Finance Officer at Citibank since 2021.

In addition, he has served in several positions as follows:

• Senior Vice President of PT GoTo Gojek Tokopedia Tbk (December 2020 – August 2021);
• Senior Vice President of Citibank (January 2017 – November 2020);
• Executive Vice President of PT Bank Danamon Indonesia Tbk (August 2015 – December 2016);
• Vice President of Citibank (November 2010 – July 2012);
• Assistant Vice President of Citibank (March 2008 – November 2010);
• Manager of Citibank (March 2006 – February 2008);
• Assistant Manager of Citibank (Mei 2004 – March 2006);
• Management Associate of Citibank (April 2003 – May 2004); and
• Intern at Indover Bank – Netherland (August 2001 – March 2003).

He holds a Master of Management degree from Prasetya Mulya Business School in 2008 and a Bachelor of Science from California State University in 2000.