What are the Benefits?
Enjoy a 5% cashback for every transaction at supermarkets and SPBU with a total cashback of up to IDR 500,000 every month (until 31 March 2023)
Free cash withdrawal fee at domestic and overseas ATM containing VISA/PLUS logo (until 31 March 2023)
Get PermataDebit Plus Card for the ease of offline and online transactions
Monitor account statements more easily with SMS Navigator Service
Easily and quickly open an account only through PermataMobile X
Via PermataMobile X with online transfer method, BI FAST, SKN/LLG, RTGS without any conditions or via PermataNet and ATM with online transfer method if the balance before transaction is at least IDR 5,000,000
Free monthly administration fee (if the average balance in the previous month minimum of IDR 5 million)
What are the Cost and the Interest Rate?
Free at any ATM (until 31 March 2023)
Free if the average balance is above IDR 5 million. IDR 17,500 if the average balance is less than IDR 5 million
Free of charge via PermataMobile X with online transfer method BI FAST, SKN/LLG, RTGS without any conditions or via PermataNet and ATM with online transfer method if the balance before transaction is at least IDR 5,000,000
Balance of IDR 0 up to less than IDR 1 million = 0.00% p.a<br/>Balance of IDR 1 million up to less than IDR 500 million = 0.25% p.a<br/>Balance of IDR 500 million up to less than IDR 1 billion = 0.50% p.a
Balance more than or equal to IDR 1 billion = 1.50% p.a
IDR 15,000 per customer
What are the Requirements?
Minimum age of 17 years old
Download PermataMobile X and select PermataTabungan Bebas
Fill out the account opening form and document
Sign the specimen signature
General Terms and Conditions
Terms and Conditions Cashback PermataTabungan Bebas 2023
Latest Update About Our Saving Products
PermataBank Debit Card Information
We're ready to assist the complaints or any other question you might have
Terms and Condition
Indonesian Citizens (WNI):
Foreign Citizens (WNA):
Customers who are Housewives, Students, or College Students, or Unemployed, are required to obtain identity documents that follow the requirements of Indonesian or foreign citizens from the funders.
Pensioners are required to obtain information on the source of funds from the pension fund or other assets/parties (funders, which refer to the provisions of the funders).
Transaction Information Media
The account/transaction information can be accessed anytime and anywhere through PermataMobile X and PermataNet. E-Statements can be downloaded for up to the last 12 months, with a minimum average balance in accordance with applicable regulations. More information can be accessed at the following link.
Account AutoClose Regulations
Bank will close the account automatically with below conditions:
Syarat dan Ketentuan
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.