Enjoy low installment with a special equivalent rate up to 0% with PermataKPR iB Bijak and enjoy 0.25% discount on administration fee from the standard 1.1%.
- Terms and Conditions
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- Program Period: March 1 – April 30th, 2024
- The program is applicable for primary and secondary collateral with a minimum financing limit of IDR 100 mio (not applicable for referral application from Developer/Broker).
- This program is only valid for disbursement application during the month of Ramadan.
Apply PermataKPR iB Bijak at the nearest PermataBank Branch office and enjoy the benefits
- Application Requirements
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- Indonesian Citizen.
- Individual, not a business entity.
- Minimum age of 21 years and maximum age of 55 years (for employees) / maximum age of 65 years (for entrepreneurs/professionals) at the end of the financing term.
- Have a stable and continuous income.
- Document Requirements
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Collateral Documents
- Rumah baru (Surat Pemesanan Rumah dari Developer).
- Bukan rumah baru (fotokopi dokumen sertifikat, AJB, IMB dan PBB terbaru).
- Dokumen untuk pengajuan top up (khusus untuk produk Syariah), contoh: RAB, invoice pemesanan barang/jasa, kuitansi DP atau Surat Pernyataan Tujuan Penggunaan Dana).
Personal Documents:
Dokumen Debitur Karyawan Pengusaha Profesional Fotokopi KTP Pemohon & Suami/istri (jika ada) √ √ √ Fotokopi Kartu Keluarga √ √ √ Fotokopi Akta Nikah/Cerai/Pisah Harta (jika ada) √ √ √ Fotokopi slip gaji/fotokopi surat keterangan kerja/pengangkatan √ Fotokopi Tabungan/Rekening Koran 3 bulan terakhir √ √ √ Fotokopi NPWP Pribadi √ √ √ Fotokopi Izin Usaha (SIUP/SITU/Tanda Daftar Perusahaan) √ Fotokopi Surat Ijin Praktek/Sertifikasi dari Asosiasi Profesi √ Surat Pernyataan Debitur √ √ √ Bukti Transfer Pembayaran Uang Muka √ √ √
