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PermataDuo Hemat

Save More on Your Everyday Needs

Get Get

Save more on your daily needs with cashback on fuel, groceries and online shopping with PermataTabungan Bebas and PermataShoppingCard (Only available for PermataBank Customers).

What are the Benefits?

Cashback on Fuel with PermataTabungan Bebas

Cashback on Fuel with PermataTabungan Bebas

Relax and enjoy your ride, as you will get 5% cashback up to IDR 500,000 every time you fill on fuel with PermataDebit Plus from PermataTabungan Bebas (terms and conditions apply)

Cashback on Groceries with PermataTabungan Bebas

Cashback on Groceries with PermataTabungan Bebas

Save more when you shop at any grocery store with 5% cashback up to IDR 500,000 from PermataTabungan Bebas using PermataDebit Plus (terms and conditions apply)

Save on Online Shopping with PermataShoppingCard

Save on Online Shopping with PermataShoppingCard

Get 5% cashback up to IDR 200,000 for online shopping and IDR 100,000 for other transactions with a minimum accumulated online or combined online and offline transaction of IDR 5,000,000* in one billing cycle (terms and conditions apply until 31 December 2024). *Starting from the transaction period of July 2023

0% Installment with PermataShoppingCard

0% Installment with PermataShoppingCard

0% installment up to 12 months for all online transactions with PermataShoppingCard (apply installment via PermataTel 1500111)

What are the Cost and the Interest Rate?

Monthly Admin Fee PermataTabungan Bebas

Cash Withdrawal Fee at Other ATMs PermataTabungan Bebas

Transfer Fee PermataTabungan Bebas

First Deposit PermataTabungan Bebas

Minimum Balance PermataTabungan Bebas

Annual Fee PermataShoppingCard

Additional Card Fee PermataShoppingCard

Transaction and Cash Withdrawals Interest Rates PermataShoppingCard

Free if the average balance is above IDR 5 million. IDR 17,500 if the average balance is less than IDR 5 million

IDR 0 (until 31 May 2023)

Free of charge via PermataMobile X with online transfer method BI FAST, SKN/LLG, RTGS without any conditions or via PermataNet and ATM with online transfer method if the balance before transaction is at least IDR 5,000,000

IDR 250,000

IDR 100,000

Gold and Titanium IDR 350,000 or spending (IDR 40,000,000 per year) <br/>Platinum IDR 600,000 or spending (IDR 70,000,000 per year)

Titanium IDR 200,000 <br/>Platinum IDR 300,000

1.75% per month or 21% per year

What are the Requirements?

21 - 65 years old for main card holder, 17 - 65 years old for supplement card holder

21 - 65 years old for main card holder, 17 - 65 years old for supplement card holder

Minimum income of IDR 3,000,000 per month

Minimum income of IDR 3,000,000 per month

Download PermataMobile X and select bundling package PermataDuo Hemat.

Download PermataMobile X and select bundling package PermataDuo Hemat.

Top up saving balance minimum IDR 1,000,000 within 5 working days for credit card approval

Top up saving balance minimum IDR 1,000,000 within 5 working days for credit card approval

Report and Other Information

General Terms and Conditions

Product Summary

E-Welcome Pack PermataShoppingCard

Fee and Cost Information for PermataShoppingCard

Terms and Conditions Feature PermataTabungan Bebas

Contactless Feature

Any Question?

We're ready to assist the complaints or any other question you might have

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