What are the Benefits?
Flexible Funding
More flexible work capital financing tailored to your business cash flow.
Fluctuating Financing
Fluctuating working capital financing for daily business operational needs.
Improve the Cash Flow
Improve your business cash flow.
The Ease of transaction
Provide trading experience with your business partners through an easy and fast process.
What are the Costs and Interests?
Interest Rate
Provision Fee
Administration Fee
Accelerated Settlement Fee
Interest Rate starts from 8.5% pa*<br/>* Effective on the date this document is issued and the applicable interest will be stated in the Letter of Offering and Summary of Product and Service Information (RIPLAY) Personal Version
Minimum provision fee of 0.5% of the disbursed loan limit value will be charged for every credit facility
Minimum administration fee of IDR 3,500,000 (based on loan limit) will be charged for every credit facility
Minimum settlement fee of 2% of the credit amount paid will be charged for every credit repayment before the maturity date
Apa Saja Syaratnya?
Individual (Indonesian citizen), partnership (CV, Firm), or company
Not recorded on the Bank Indonesia’s Blacklist
Complete administrative requirements
General Version of Product and Service Information Summary (RIPLAY)
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Other Products
Current Account Loan
Terms and Condition
Terms and Conditions This product is subject to separate Terms and Conditions and carries risks such as risk of fines and reduction of collectability status at Bank of Indonesia for late payment of obligations, risk of penalties for accelerated repayment and forfeiture of collateral if the Customers fail to fulfil their obligation.
Further Terms and Conditions:
- Individual (Indonesian) or partnership (Proprietary Limited Company or CV) or companies that are under the laws of the Republic of Indonesia or foreign companies that have obtained permission from the Foreign Investment Coordinating Board (BKPM).
- Have a Current Account at PermataBank.
- Credit Agreement Documents.
- Collateral Agreement Document.
Individual (Trading Company/ Trading Business):
- A copy of applicant’s identity card.
- A copy of Marriage Certificate and Family Card.
- A copy of Corporate or personal Taxpayer Registration Number (NPWP.
- A copy of Business License (SIUP / similar.
- A copy of Collateral Document.<.li>
Partnership (CV/Firm):
- A copy of Management and Shareholders’ ID card.
- A copy of Deed of Establishment of the Company and its Amendments.
- A copy of Minister of Justice’s Decree or Approval in the Official Gazette of the Republic of Indonesia.
- A copy of Corporate or personal Taxpayer Registration Number (NPWP)
- A copy of Certificate of Company Registration (TDP).
- A copy of Business license (SIUP/ similar).
- A copy of Domicile of Business Statement (SKDU).
- A copy of Business Operations Current Account.
- A copy of financial statements.
- A copy of Collateral Document.
Company (Proprietary Limited Company):
- A copy of Management and Shareholders’ ID card.
- A copy of Deed of Establishment of the Company and its Amendments.
- A copy of Minister of Justice’s Decree or Approval in the Official Gazette of the Republic of Indonesia.
- A copy of Corporate or personal Taxpayer Registration Number (NPWP).
- A copy of Certificate of Company Registration (TDP).
- A copy of Business license (SIUP/ similar).
- A copy of Domicile of Business Statement (SKDU).
- A copy of Business Operations Current Account.
- A copy of financial statements.
- A copy of Collateral Document.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2023 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.