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Fixed Financing iB

Facility to finance working capital with Islamic principles

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The facility funds working capital with Islamic principles, easy disbursement process and automatic refund following the installment scheme.

What are the Benefits?

Easy disbursement process

Easy disbursement process

The disbursement process of the fund can be done at once for your convenience

Automatic refund

Automatic refund

The refund is done automatically according to the installment amount

Five-year tenor

Five-year tenor

The period of time for the refund is 5 years or 60 months

What are the fees?

Administration fee

The third party fee

Transactional fee

Overdue fine

Expedited Payment fee

The administration fee is administered based on the Bank’s policy as well as the agreement between two parties from the facility limit

This fee is for the involvement of third parties such as notary public, appraisal, warranty insurance, the amount of which is determined by the third party

The margin is adjusted to the Bank’s policy

Overdue fine is charged when there are cases of arrears in a payment obligation. The fine is not to be credited as Bank’s income, but it will be allocated to benevolence fund or social fund

Expedited payment fee is charged when payment is done earlier the agreed date

What are the Requirements?

Fulfill the administrative requirements

Fulfill the administrative requirements

Is not blacklisted by Bank of Indonesia

Is not blacklisted by Bank of Indonesia

Any Question?

We're ready to assist the complaints or any other question you might have

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