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PermataME KPR

Own your dream house at a young age 

Get

Home ownership loan program that make it easy for young people to own a house

What are the Benefits?

Free to Choose Installment Tenor

Free to Choose Installment Tenor

Home Ownership Loan program that provides relief to pay installments up to a maximum period of 30 years

Higher Credit Limit

Higher Credit Limit

Provide a Loan Limit of up to IDR 5 billion

Low Down Payment

Low Down Payment

Provide an easy way make a down payment with a low nominal value

Competitive Interest

Competitive Interest

Competitive interest allows you to set aside funds for other monthly needs

Light Installments

Light Installments

Low instalment where you only need to pay the interest portion for the first 12 months (grace period)

Easy and  Quick Process

Easy and Quick Process

All processes can be completed quickly, simply and relatively easily

What are the Cost and the Interest Rate?

Provision

Credit Administration

Life and Fire Insurance Premiums

Notary

Monthly Administration

1%

0.1%

Following the provisions of the PermataBank insurance company partner

Following the provisions of PermataBank's notary partners

IDR 10,000

What are the Requirements?

An Indonesian citizen, not a business entity

An Indonesian citizen, not a business entity

Minimum age of 21 years old and a maximum of 35 years old when applying for a Home Ownership Loan

Minimum age of 21 years old and a maximum of 35 years old when applying for a Home Ownership Loan

Maximum age of 55 years old for employees; 65 years old for entrepreneurs or professionals when the credit ends

Maximum age of 55 years old for employees; 65 years old for entrepreneurs or professionals when the credit ends

Have a regular and sustainable income

Have a regular and sustainable income

Any Question?

We're ready to assist the complaints or any other question you might have

Other Products

Flexible credit facility where the interest is paid according to usage

PermataHome Ready Cash

A facility that connects your family savings account with Home Ownership Loan

PermataKPR Keluarga

PermataME KPR

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