PermataKPR Cicilan Tetap
Home Ownership Loan Facilities With Fixed Installments That Make the Financial Management Easier
GetWhat are the Benefits?
Fixed installments
Pay installments every month with a fixed value
Certain
The certainty of installments can make it easier for you to manage your family finances
Ease
The certainty of monthly installments will ease your mind as you build your dream house
Flexible Terms
The loan period can automatically change according to the interest rate fluctuations
What are the Cost and Interest?
Provision Fee
Administration Fee
Premium Life Insurance and Fire Insurance
Notary Fee
Monthly Administration Fee
Provision Fee (for Payroll Customer)
Monthly Administration Fee (for Payroll Customer)
Interest (for Payroll Customer)
1% from credit limit
0.1% of the credit limit or minimum of IDR 400,000
In accordance with the regulation of PermataBank insurance company partner
In accordance with the regulation of PermataBank's notary partner
IDR 10,000 per month
Discount up to 50% on provision fees
Free monthly administration fee
Interest discount up to 1.25% of the normal interest or margin (after the fixed period), according to PermataKPR product that you choose
What are the Requirements?
Indonesian citizens
Minimum age of 21 years old
Complete administration requirements
Individual (not a business entity)
Product Summary
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
- Minimum age of 21 years old and maximum 55 years old, and 65 years old for business owners at the end of the credit period
- Have a fixed and sustained income
- Personal documents of employees, business owners, and professionals
| Debtor documents | Employees | Business owners | Professionals |
|---|---|---|---|
| A copy of applicants’ Resident ID Card (KTP) and husband’s or wife’s KTP (if any) | √ | √ | √ |
| A copy of family certificate | √ | √ | √ |
| A copy of marriage, divorce, or separation of properties certificate (if any) | √ | √ | √ |
| A copy of Indonesian citizens (WNI) paper and change name (if any) or husband or wife birth certificate (untuk non-native Indonesian citizens) | √ | √ | √ |
| The original document of the latest salary slip or employment certificate | √ | ||
| A copy of savings or current account for the last 3 months | √ | √ | √ |
| A copy of Taxpayer Identification Number *) | √ | √ | √ |
| A copy of Trade Business License (SIUP), Company Registration Certificate, Domicile Certificate, or Company Establishment Deed, The Latest Financial Statement | √ | ||
| A copy of Practice License or letter of Appointment from Related Institution | √ | ||
| The applicant's photo and husband's or wife's (if any) | √ | √ | √ |
| Debtor Declaration Paper | √ | √ | √ |
| Proof of Transfer of Down Payment | √ | √ | √ |
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.