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PermataKPR Cicilan Tetap

Home Ownership Loan facilities with fixed installments that make the financial management easier

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Home Ownership Loan with fixed installments throughout the loan period, fluctuations in interest rates will not affect installments (as long as the interest rate fluctuations are still within the limits of renewing the loan period). Get a low fee and interest discount up to 1.25% of normal interest (after fixed period) with PermataKPR Payroll.

What are the Benefits?

Fixed installments

Fixed installments

Pay installments every month with a fixed value

Certain

Certain

The certainty of installments can make it easier for you to manage your family finances

Ease

Ease

The certainty of monthly installments will ease your mind as you build your dream house

Flexible Terms

Flexible Terms

The loan period can automatically change according to the interest rate fluctuations

What are the Cost and Interest?

Provision Fee

Administration Fee

Premium Life Insurance and Fire Insurance

Notary Fee

Monthly Administration Fee

Provision Fee (for Payroll Customer)

Monthly Administration Fee (for Payroll Customer)

Interest (for Payroll Customer)

1% of the credit limit

0.1% of the credit limit or minimum of IDR 400,000

In accordance with the regulation of PermataBank's insurance company partner

In accordance with the regulation of PermataBank's notary partner

IDR 10,000 per month

Discount up to 50% on provision fees

Free Monthly Administration Fee

Discounted interest up to 1.25% of the normal interest or margin (after the fixed period), according to PermataKPR product that you choose

What are the Requirements?

Indonesian citizen domiciled in Indonesia

Indonesian citizen domiciled in Indonesia

Minimum age of 21 years old

Minimum age of 21 years old

Complete administration requirements

Complete administration requirements

Individual (not a business entity)

Individual (not a business entity)

Do You Need Loan Cost Information?

We provide you the calculation of loan cost you would spend

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Any Question?

We're ready to assist the complaints or any other question you might have

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