What Are the Benefits?
Easy and Quick Application
Now, applying for the PermataBlack World Mastercard is even easier through PermataMobile X
Competitive Exchange Rates
Make overseas transaction become more exclusive and profitable with competitive foreign currency exchange rates
0% SimplePay Installments
Get an opportunity to change payments to 0% installments for up to 24 months and up to 6 months for transaction in foreign currencies at well-known boutiques
Reward Points
Redeem your points with mileage for every purchase at selected airlines (terms and conditions applied)
Free Annual Fee
Free annual fee for the main card and supplementary cards special for PermataBank Priority customers
PermataMobile X
Experience these facilities on your hand where you can check bills and credit card limit, change payment method to installment, apply for a loan as well as request for additional cards
Easy Access to Credit Card PIN
Changing or creating new credit card PIN become easier through PermataMobile X
Executive Airport Lounge
Enjoy executive waiting room facilities at various big city airports in Indonesia
Exclusive offers at Merchants
Enjoy various attractive promotion and installment features at selected merchants
Priority Contact Center
24-hour exclusive customer service facility
PermataNavigator
More secure and convenient with direct notifications on your phone for every transaction
Contactless
Transaction technology to make transactions just by tapping/put closer PermataME Credit to the EDC machine with the contactless logo
What are the Cost and the Interest Rate?
Annual Fee
Additional Card Fee
Transaction and Cash Withdrawals Interest Rates
Free annual fee of IDR 1,000,000 for PermataBank Priority customers
Free of annual fee for up to 5 additional cards
1,75% per month or 21% per year
What are the Requirements?
Only for Invited Customers or According to Bank's Policy
Copy of Valid ID (KTP) and Taxpayer ID Number (NPWP)
Proof of income statement and copy of other credit cards
Guidebook of PermataBlack World Mastercard
General Terms and Conditions
Fare and Cost Information of PermataBlackWorld Mastercard
Product Information Summary of PermataBlackWorld Mastercard
Contactless Service Information
Terms and Conditions of Cashback Program
SiapPIN - Create 6 Digit your Credit Card PIN here
We provide you the calculation of loan cost you would spend
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Exclusive Facilities for You and Your Family
Free 5 Additional Cards
Give additional cards to family members up to 5 (five) additional cards with a limit that you can set yourself, the usage will still be according to needs and can be monitored for each transaction.
Free Annual fee for life applies to you and family members who have additional credit card.
Installment Privileges
- SimplePay 0% 3 months via PermataMobile X.
- SimplePay 0% 6 months for overseas transaction with a minimum of IDR 2,000,000 with an administration fee of IDR 50,000.
- SimplePay 0% 24 months for transaction at well-known boutiques in collaboration with PermataBank.
Executive Airport Lounge
- The Free Executive Airport Lounge facility is only valid PermataVlackWorld MasterCard.
- Reward Point redemption condition for Executive Lounge facilities worth 17,500 Reward Point if the Reward Points are insufficient at the time of deduction, a fee will be charged at the rate applicable in the Executive Louge.
- Free Airport Lounge facilities are only valid for 1 (one) Card Holder
- If the Customer brings a companion, an additional fee will be charged and paid in cash to the lounge manager.
| No. | City | Lounge | Airport | Terminal | Remarks |
|---|---|---|---|---|---|
| 1 | Balikpapan | BLJ Blue Sky Executive Lounge | Sepinggan | Domestic | |
| 2 | Banjarmasin | Soerabaja Café | Syamsudin Noor | Domestic - Gate 1 | |
| 3 | Jakarta | Saphire Lounge | Soekarno Hatta | Domestic 3 - Gate 13 and 18 | Effective 01 January 2023 |
| 4 | Medan | Saphire Blue Sky Lounge | Kualanamu | Domestic | |
| 5 | Semarang | Soerabaja Café | Ahmad Yani | Domestic | |
| 6 | Surabaya | Soerabaja Café | International Juanda | Domestic - Gate 4 and 5 |
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2023 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.