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How to Earn PermataPoin

Customers can earn PermataPoin through various transactions, the terms for PermataPoin earning can be read in the following table:

Activity Category Transaction Type Points Earned per Transaction
PermataMobile X Registration Only for first time PermataMobile X registration. 2,500 points
Account Opening Tabungan Payroll, PermataValas Dinamis, PermataME, PermataTabungan AirAsia, PermataTabungan Bebas, PermataTabungan Optima, Tabungan Haji, Tabungan IB Bebas, Tabungan IB Optima, PermataMe IB, PermataGiro, PermataGiro IB. 2,500 points
Payment Bill PLN: Postpaid. 100 points
  Water Bills: PAM and PDAM Nasional (Palyja and Aetra). 100 points
  Postpaid Handphone: Matrix (Indosat), HALO (Telkomsel), XL, and Smartfren. 100 points
  TV and Internet: First Media, Indovision/Top/Oke/Tren, Biznet (Home, Metronet, Postpaid), Transvision, and Indihome. 100 points
  Telkom.  
Top Up Phone Credit and Mobile Data Package: Indosat, XL, Telkomsel, and Smartfren. 100 points
  Google Play Voucher. 100 points
  Mobile Legends Powered by Google Play. 100 points
  PLN: Prepaid. 100 points
Wealth Management Transaction Bonds Purchase. 0.25% from the transaction nominal - maximum 100,000 points per transaction

Terms for earning PermataPoin:

  • There is no minimum transaction value for any transaction type.
  • There is no daily transaction limit for any transaction type.
  • At any time, PermataBank may change the amount of earnable points according to the Bank’s policy without any prior notice.

How to View PermataPoin

How to access PermataPoin menu: 

  • Login PermataMobile X.
  • On the main page , tap the icon 9dots on the top left corner.
  • Click PermataPoin menu. On the PermataPoin dashboard, Customers can also view their owned total points.

How to Use PermataPoin

  • Customers can use PermataPoin for PermataMobile X’s QR Pay transactions by scanning the Merchant's QR Code (does not apply to QR Pay methods where the Merchant scans the Customer's QR Code). 
  • QR Pay transactions can be made in full using PermataPoin if the Customer has a sufficient balance of PermataPoin or it can also be combined with the Customer's savings account balance.
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