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Transaction limit and fee

The following is the complete detail of transaction limit and fee at PermataNet for your banking purposes


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Transaction Limit

Transaction Type Priority Card Preferred or PermataME or AirAsia Debit Card Personal Card PermataTabungan Bintang or SimPel

Transfer to your own account at PermataBank*

Minimum per transaction: IDR 10,000
Maximum per transaction: Unlimited

Unlimited

In accordance with the balance on the account

Unlimited

In accordance with the balance on the account

Unlimited

In accordance with the balance on the account

Unlimited

In accordance with the balance on the account

Transfer to other account at PermataBank*

Minimum per transaction: IDR 10,000
Maximum per transaction: IDR 250,000,000

IDR 250,000,000

IDR 200,000,000

IDR 150,000,000

IDR 2,000,000

Transfer different currencies to your own account or other accounts at PermataBank**

Minimum per transaction: IDR 10,000
Maximum per transaction: IDR 20,000,000
IDR 75,000,000 IDR 50,000,000 IDR 50,000,000 IDR 2,000,000

Transfer to other bank via RTGS or LLG***

Minimum per LLG transaction: 
IDR 1
RTGS IDR 100,000,000
Maximum per transaction in accordance with the applicable Transaction Limit
IDR 250,000,000 IDR 200,000,000 IDR 150,000,000 IDR 2,000,000

Transfer to other bank via Online

Minimum per transaction: IDR 10,000
Maximum per transaction:IDR 50,000,000
IDR 100,000,000 IDR 75,000,000 IDR 50,000,000 IDR 2,000,000

Payments and purchases or top ups

IDR 100,000,000 IDR 75,000,000 IDR 60,000,000 IDR 10,000,000
* In the same currency (IDR ).
** From a foreign currency account to an IDR account or vice versa (transaction nominal in IDR ).
*** The maximum limit per transaction for transfers to other banks via LLG (SKN) is in accordance with the applicable transaction limit (RTGS and LLG or SKN limits are combined limits).
**** The maximum limit per transaction for RTGS is in accordance with the applicable transaction limit (limit for RTGS and LLG or SKN is a combined limit).
***** Transaction limits are subject to change without prior notification.

Transaction Fee

Information

Balance Free of charge
Transaction History Up to The Last 90 Days
PermataKartu Kredit Bill Free of charge
Telkom Free of charge
General Service Bill Free of charge
Other Bills Free of charge
Postpaid Cellphone Bill Free of charge
Interest Rate Free of charge
Foreign Currency Free of charge

Payment

TELKOM (PSTN dan Speedy)  IDR 2,500
PLN Postpaid IDR 3,000
PLN Prepaidr -
PLN Non Taglis -
Palyja
AETRA
IDR 2,000
PAM BSD, PAM Ciputra Surya, PDAM Surabaya, PDAM Makassar Free of charge
PAM Bintaro IDR 1,000

Credit Card

PermataKartu Kredit Free of charge
Kartu Kredit Bank Lain (VISA atau MasterCard. AMEX, JCB) yang terbit di Indonesia IDR 5,000

Citibank, HSBC, BNI, Danamon, AMEX, ABN AMRO, ANZ, UOB Buana, BII, Panin

IDR 5,000
CIMB Niaga IDR 7,500

Installments and Personal Loan

FIF (Federal International Finance), BFI Finance Free of charge
ACC (Astra Credit Company) IDR 6,500 (included in the bills)
TAF (Toyota Astra Finance), Personal Loan Citibank, KTA HSBC, HSBC Pinjaman, ANZ (Ex ABN atau RBS) Free of charge
KITA Finance Free of charge

Education

Universitas Parahyangan Bandung, Universitas Indonesia, UKSW Salatiga

Free of charge

BPK Penabur, Al Izhar, Santa Angela , Yayasan Pahoa, Kairos Gracia, Victory, Bina Umat Mulya, Al-Azhar Bekasi, High Scope Kelapa Gading, YPK, Ora Et Labora, Sekolah Pelita Hati Balikpapan, Yayasan Pendidikan Pembangunan Jaya

Free of charge

Atmajaya Yogyakarta, Al-Azhar Syifa Budi, UNS Surakarta, UNAKI Semarang IDR 1,000

Postpaid Cellphone Bill

KartuHALO, Matrix, Esia, Xplor, Fren, Star One
SMART
Free of charge
Telkom Classy IDR 2,500

Insurance

Prudential, Asuransi Asra Buana, Allianz, Cigna, Sequis Life, Commonwealth Life, Manulife, Equity Life, Takaful, ACE Life Free of charge

Airline Tickets

Garuda Indonesia, AirAsia, Lion Air, Citilink, Tiket.com, Traveloka, Panorama Tour, Adya Tour (via.com), Kalstar Aviation, Voltras Free of charge

Television

Indovision, Top, Oke, Tren, Centrin TV, Orange TV, First Media Free of charge
Telkomvision IDR 2,500

Internet

CBN, IM2 Pascabayar, IM2 Voucher, Biznet, I-Pay, First Media Free of charge
Telkom Speedy IDR 2,500

Phone Credit Top-Up

AXIS, XL, SimPATI, Kartu AS IDR 1,500
Indosat Ooredoo IDR 1,500
Fren, 3, SMART           Free of charge

Internet Credit Top-Up

SimPATI, Kartu AS IDR 1,500
Indosat Ooredoo, XL Free of charge

Other Top-up

GoPay IDR 1,000
OVO IDR 1,000 (from 2 March 2020)
GrabPay, DOKU Wallet, PayPro Free of charge

Transfer

Between PermataBank Accounts Free of charge
To Other Banks (Real Time Online) IDR 7,500
To Other Banks (Kliring or LLG) IDR 2,900 (from Wednesday, 1 April 2020)
To Other Banks (Real Time Gross Settlement or RTGS) IDR 25,000

Other

PermataMobile SMS Registration -
PermataMobile Internet Registration -
PermataNet Registration Free of charge
PermataTel Registration -
PIN or TIN Setup or Change -
SMS Navigator Registration, Change or Removalr Free of charge

SMS Token Fee

SMS Token is a transaction authentification method at PermataNet

Operator Operator Sender
Telkomsel    
Kartu HALO IDR 600 PermataBank
SimPATI dan AS IDR 660 PermataBank
Indosat    
Matrix IDR 500 PermataBank
Mentor dan IM3 IDR 550 PermataBank
XL    
XL Xplor IDR 650 PermataBank
XL Prepaid IDR 650 PermataBank
AXIS Prepaid IDR 550 PermataBank
3 (Tri)    
Postpaid IDR 500 PermataBank
Prepaid IDR 550 PermataBank
Telkom Flexy    
Classy IDR 500 PermataBank
Trendy IDR 550 PermataBank
Smartfren    
Postpaid IDR 500 PermataBank
Prepaid IDR 550 PermataBank
Foreign Operators * 0812-8766-3399 atau 0878-0856-3399 atau 0878-0596-3399 atau 0815-9863-399

Information:

  • From 7 September 2019, SMS Token sender is "PermataBank".
  • SMS Fee for postpaid number does not include 10% tax.
  • *) The amount of SMS Fee for foreign operators follows the respective operators.

SMS Token usage tips:

  • Recheck the SMS Token with the transaction you make, ensure that the Response code is in accordance with the challenge code and the transaction being made.
  • Ensure that the SMS Token receiver is the registered number at your PermataNet and PermataMobile (internet-based).
  • For prepaid phone users, ensure that the phone credit is sufficient to receive SMS Token.
  • Some operators set a minimum phone credit to receive SMS Token, by which the amount is regulated by respective operators.
  • For postpaid users, ensure that the phone credit use does not exceed the usage limit.
  • For dual simcard phone users, it is recommended to put the SMS Token receiver number at the primary card slot.
  • Ensure that your mobile number is not in the grace period.
  • Ensure that your phone setting does not block SMS Token.
  • For your banking transaction safety, never inform your SMS Token to any party, including PermataBank officers.
  • For further information, contact PermataTell 1500-111.
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