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Transaction limit and fee

The following is the complete detail of transaction limit and fee at PermataNet for your banking purposes


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Transaction Limit

Transaction Type Priority Card Preferred or PermataME or AirAsia Debit Card Personal Card PermataTabungan Bintang or SimPel Minimum Per Transaction Maximum Per Transaction

Transfer Own Account*

Unlimited according to account balance

Unlimited according to account balance

Unlimited according to account balance

Unlimited according to account balance

IDR 10.000 Unlimited

Transfer Other PermataBank Account*

IDR 250 Million

IDR 200 Million

IDR 150 Million

IDR 2 Million

IDR 10.000

IDR 250 Million

Transfer own account / transfer other PermataBank account with different currency**

IDR 75 Million IDR 50 Million IDR 50 Million

IDR 2 Million

IDR 10.000 IDR 20 Million

Transfer to other local bank RTGS/LLG***

IDR 1 Billion IDR 500 Million IDR 500 Million IDR 2 Million LLG IDR 1

RTGS > IDR 100 Million
according to transaction limit
Transfer to other local bank RTGS/LLG IDR 1 Billion IDR 500 Million IDR 500 Million IDR 10 Million IDR 10.000 IDR 250 Million

IDR 5 Million for Permata BINTANG

Transfer to other local bank Online

IDR 100 Million IDR 75 Million IDR 50 Million IDR 2 Million IDR 10.000 IDR 50 Million

Payment and Top Up

IDR 100 Million IDR 75 Million IDR 60 Million IDR 10 Million - according to transaction limit
* In the same currency (IDR ).
** From foreign to IDR currency or vice versa (transaction amount in IDR currency).
*** Max limit per transaction for transfer to other bank via LLG (SKN) is according to transaction limit (RTGS & LLG/SKN limit is a combined limit). Max limit per transaction for RTGS is according to transaction limit (RTGS & LLG/SKN limit is a combined limit).
Transaction limit can be changed at any time without prior notice.
For more information, contact PermataTel 1500111.

Transaction Fee

Information

Balance Free of charge
Transaction History Up to The Last 12 Months
PermataKartu Kredit Bill Free of charge
Telkom Free of charge
General Service Bill Free of charge
Other Bills Free of charge
Postpaid Cellphone Bill Free of charge
Interest Rate Free of charge
Foreign Currency Free of charge

Payment

TELKOM (PSTN dan Speedy)  IDR 2,500
PLN Postpaid IDR 3,000
PLN Prepaidr IDR 3,000
PLN Non Taglis IDR 3,000
Palyja
AETRA
IDR 2,000
PAM BSD, PAM Ciputra Surya, PDAM Surabaya, PDAM Makassar Free of charge
PAM Bintaro IDR 1,000
PBB Nasional
*list of areas attached
IDR 2,150 - IDR 7,000
PDAM Nasional 
*list of areas attached
IDR 2,000 - IDR 3,500

Credit Card

PermataKartu Kredit Free of charge
Kartu Kredit Bank Lain (VISA atau MasterCard. AMEX, JCB) yang terbit di Indonesia IDR 5,000

Citibank, HSBC, Danamon, AMEX, ABN AMRO, ANZ/DBS, UOB Buana, BII, Panin

IDR 5,000

Installments and Personal Loan

FIF (Federal International Finance), BFI Finance Free of charge
ACC (Astra Credit Company) IDR 6,500 (included in the bills)
KTA HSBC, HSBC Pinjaman, ANZ (Ex ABN or RBS) Free of charge
Personal Loan Citibank and TAF (Toyota Astra Finance) IDR 5,000

Education

Universitas Parahyangan Bandung, Universitas Indonesia, UKSW Salatiga, BPK Penabur, Al Izhar, Santa Angela , Yayasan Pahoa, Kairos Gracia, Victory, Bina Umat Mulya, Al-Azhar Bekasi, High Scope Kelapa Gading, YPK, Ora Et Labora, Sekolah Pelita Hati Balikpapan, Yayasan Pendidikan Pembangunan Jaya

Free of charge
Atmajaya Yogyakarta, Al-Azhar Syifa Budi, UNS Surakarta, UNAKI Semarang IDR 1,000

Postpaid Cellphone Bill

KartuHALO IDR 1,750 (Effective 4 November 2022)
Matrix,Xplor, Fren, SMART, 3 Free of charge
Telkom Classy IDR 2,500

Insurance

Prudential, Asuransi Asra Buana, Allianz, Cigna, Sequis Life, Commonwealth Life, Manulife, Equity Life, Takaful, ACE Life Free of charge

Airline Tickets

Garuda Indonesia, AirAsia, Lion Air, Citilink, Tiket.com, Traveloka, Panorama Tour, Adya Tour (via.com), Kalstar Aviation, Voltras Free of charge

Television

Indovision, Top, Oke, Tren, Centrin TV, Orange TV, First Media Free of charge
Telkomvision IDR 2,500

Internet

CBN, IM2 Pascabayar, IM2 Voucher, Biznet, I-Pay, First Media Free of charge
Telkom Speedy IDR 2,500

Phone Credit Top-Up

SimPATI dan Kartu AS, XL, AXIS, Indosat Ooredoo IDR 1,500
Fren, 3, SMART Free of charge

Internet Credit Top-Up

SimPATI dan Kartu AS IDR 1,500
Indosat Ooredoo, XL, 3 Free of charge

Top Up (e-Wallet/Streaming/Voucher)

GoPay IDR 1,000
OVO IDR 1,000 
(will be charged from the OVO balance)
ShopeePay IDR 500 (will be charged from the ShopeePay balance)
DOKU Wallet, PayPro, DANA, AstraPay Free of charge
Fello IDR 1,000
Voucher Games Free of charge
Joox Free of charge
Voucher Google Play Free of charge

Transfer

Between PermataBank Accounts Free of charge
To Other Banks (Real Time Online) IDR 7,500
To Other Banks (Kliring or LLG) IDR 2,900 (from Wednesday, 1 April 2020)
To Other Banks (Real Time Gross Settlement or RTGS) IDR 25,000
To Other Banks (BI-FAST) IDR 2,500

Other

PermataMobile SMS Registration -
PermataMobile Internet Registration -
PermataNet Registration Free of charge
PermataTel Registration -
PIN or TIN Setup or Change -
SMS Navigator Registration, Change or Removalr Free of charge

SMS Token Fee

SMS Token is a transaction authentification method at PermataNet

Operator Operator Sender
Telkomsel    
Kartu HALO IDR 600 PermataBank
SimPATI dan AS IDR 660 PermataBank
Indosat    
Matrix IDR 500 PermataBank
Mentor dan IM3 IDR 550 PermataBank
XL    
XL Xplor IDR 650 PermataBank
XL Prepaid IDR 650 PermataBank
AXIS Prepaid IDR 550 PermataBank
3 (Tri)    
Postpaid IDR 500 PermataBank
Prepaid IDR 550 PermataBank
Telkom Flexy    
Classy IDR 500 PermataBank
Trendy IDR 550 PermataBank
Smartfren    
Postpaid IDR 500 PermataBank
Prepaid IDR 550 PermataBank
Foreign Operators * 0812-8766-3399 atau 0878-0856-3399 atau 0878-0596-3399 atau 0815-9863-399

Information:

  • From 7 September 2019, SMS Token sender is "PermataBank".
  • SMS Fee for postpaid number does not include 10% tax.
  • *) The amount of SMS Fee for foreign operators follows the respective operators.

SMS Token usage tips:

  • Recheck the SMS Token with the transaction you make, ensure that the Response code is in accordance with the challenge code and the transaction being made.
  • Ensure that the SMS Token receiver is the registered number at your PermataNet and PermataMobile (internet-based).
  • For prepaid phone users, ensure that the phone credit is sufficient to receive SMS Token.
  • Some operators set a minimum phone credit to receive SMS Token, by which the amount is regulated by respective operators.
  • For postpaid users, ensure that the phone credit use does not exceed the usage limit.
  • For dual simcard phone users, it is recommended to put the SMS Token receiver number at the primary card slot.
  • Ensure that your mobile number is not in the grace period.
  • Ensure that your phone setting does not block SMS Token.
  • For your banking transaction safety, never inform your SMS Token to any party, including PermataBank officers.
  • For further information, contact PermataTell 1500-111.
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