EDC Rental Fee
EDC rental fees are fees charged to merchants every month as fees for using EDC at the merchant's location. The amount of cost will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.
Security Deposit
Security deposit is the amount of funds that will be blocked by the Bank as collateral for the placement of EDC machines at the merchant’s location. The amount of cost will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.
Merchant Discount Rate
Merchant Discount Rate is the amount that will be charged to merchants for every sale / purchase / QR transaction that is carried out on the EDC machine. The amount of costs will be informed during the products offering and can be seen in the Merchant Data Form. For more information, please visit our branch office or contact PermataTel at 1500111 (press 104 for merchant service). Our officers will always be ready to serve you.
| Merchant Type |
Category |
% MDR Credit Card On us |
% MDR Credit Card Off us |
% MDR Debit Card GPN On us |
% MDR Debit Card GPN Off us |
% MDR KKP Domestic On us |
% MDR KKP Domestic On us |
|---|---|---|---|---|---|---|---|
| Regular | Negotiable | Negotiable | 0.15% | 1.00% | 0.9% | 1.1% | |
|
Special |
Education | Negotiable | Negotiable | 0.15% | 0.75% | 0.9% | 1.1% |
| Special | Gas Station (SPBU) | Negotiable | Negotiable | 0.15% | 0.50% | 0.9% | 1.1% |
| Special | Government to People (G2P) example Bantuan Sosial (Bansos), People to Government (P2G) example tax, passport and social donation non profit | Negotiable | Negotiable | 0% | 0% | 0.9% | 1.1% |
| Merchant Type |
Category |
% MDR QR On us and Off us |
|---|---|---|
| Regular | Micro-Scale Business (UMI) | 0.3%* |
| Special | Small-Scale Business (UKE), Medium-Scale Business (UME), dan Large-Scale Business (UBE) | 0,7% |
| Special | Education | 0,6% |
| Special | Gas Station, Badan Layanan Umum (BLU), Public Service Obligation (PSO) | 0,4% |
| Special | Government to People (G2P) example Bantuan Sosial (Bansos), People to Government (P2G) example tax, passport and social donation (non profit) | 0% |
*) MDR 0.3% as of 1 July 2023
On us = Transaction using credit card / debit card / QR PermataBank
Off us = Transaction using credit card / debit card / QR bank or wallet except PermataBank
Transaction Fee
Information
| Balance | Free of charge |
| Transaction History | Up to The Last 8 Transactionsr |
| PermataKartu Kredit Bill | Free of charge |
| Credit | Free of charge |
Payment
| TELKOM (PSTN and Speedy) | IDR 2,000 |
| PLN Postpaid | IDR 1,600 |
| PLN Prepaid | IDR 2,500 |
| PLN Non Taglis | IDR 3,000 |
| Palyja AETRA |
IDR 2,000 |
| PAM BSD, PAM Ciputra Surya, PDAM Surabaya, PDAM Makassar | Free of charge |
| PAM Bintaro | IDR 1,000 |
Credit Card
| PermataKartu Kredit | Free of charge |
| Other Credit Cards (VISA or MasterCard AMEX, JCB) issued in Indonesia | IDR 5,000 |
|
Citibank, HSBC, BNI, Danamon, AMEX, ABN AMRO, ANZ, UOB Buana, BII, Panin |
IDR 5,000 |
Installments and Personal Loan
| FIF (Federal International Finance), BFI FInance | Free of charge |
| ACC (Astra Credit Company) | IDR 6,500 (included in the bills) |
| TAF (Toyota Astra Finance), Personal Loan Citibank, KTA HSBC, HSBC Pinjaman, ANZ (Ex ABN atau RBS) | Free of charge |
Education
|
Universitas Parahyangan Bandung, UKSW Salatiga, BPK Penabur, Al Izhar, Santa Angela , Yayasan Pahoa, Kairos Gracia, Victory, Bina Umat Mulya, Al-Azhar Bekasi, High Scope Kelapa Gading, YPK, Ora Et Labora, Sekolah Pelita Hati Balikpapan, Yayasan Pendidikan Pembangunan Jaya |
Free of charge |
|
Atmajaya Yogyakarta, Al-Azhar Syifa Budi, UNS Surakarta, UNAKI Semarang |
IDR 1,000 |
| Universitas Indonesia | IDR 2,500 |
Postpaid Cell Phone Bill
| KartuHALO, Matrix, Xplor, Smartfren | Free of charge |
Insurance
| Prudential, Asuransi Asra Buana, Allianz, Cigna, Sequis Life, Commonwealth Life, Manulife, Equity Life, Takaful, ACE Life | Free of charge |
| BPJS Kesehatan | IDR 2,500 |
Airline Tickets
| Garuda Indonesia, AirAsia, Lion Air, Citilink, Tiket.com, Traveloka, Panorama Tour, Adya Tour (via.com), Kalstar Aviation, Voltras | Free of charge |
Television
| Indovision, Top, Oke, Tren, Centrin TV, Orange TV, First Media | Free of charge |
| Telkomvision | IDR 2,000 |
Internet
| CBN, IM2 Pascabayar, IM2 Voucher, Biznet, I-Pay, First Media | Free of charge |
| Telkom Speedy | IDR 2,000 |
Phone Credit Top-Up
| SimPATI and Kartu AS | IDR 1,500 |
| Indosat Ooredoo | IDR 1,500 |
| XL and Axis | IDR 1,500 |
| Smartfren and 3 | Free of charge |
Internet Credit Top-Up
| SimPATI and Kartu AS | IDR 1,500 |
| Indosat Ooredoo | IDR 1,500 |
| XL and Axis | Free of charge |
e-Wallet Top-Up
| GoPay | IDR 1,000 |
| OVO | IDR 1,000 |
Transfer
| Between PermataBank Accounts | Free of charge |
| To Other Banks (Real Time Online) | IDR 7,500 |
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2023 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.