In the digital era, there are more benefits available when managing finances. Not only can you complete transactions quickly, but you also make investments. Change the mindset that “investments are expensive” because investments are not identical to large amounts of money. You can invest regularly and periodically to be free from financial problems in the future. This situation where you are free from those financial problems is known as “financial freedom”. Then, how do you achieve financial freedom?
Investments
Unlike savings, investments give you a higher chance of profit, especially since you can now make investments as easy as having a coffee, directly from the PermataMobile X application. Very easy, right?
With a higher chance of profits, making investments is the right option for those who want to plan and prepare for financial freedom in the future.
Expensive Investments?
The mindset that investments are expensive is in the past. There are so many investment options for beginners nowadays, especially as a PermataPayroll savings customer. You can invest regularly and periodically, starting from IDR 100,000 each month, through the monthly auto-debit facility from your PermataPayroll account. This will help you to be disciplined in investing. You can also set the auto-debit date yourself based on your needs.
Mutual Fund Investments in PermataMobile X
The proverb that says "however small, will eventually become something more" fits the beginner investor type who chooses the periodic mutual fund investments. Periodic mutual funds are investments done regularly and periodically within a certain period to multiply the profits obtained. The efforts you make periodically will give maximal outputs in the future.
You can invest in mutual funds through PermataMobile X, the PermataBank mobile banking application. As a banking application that can be accessed via smartphones, PermataMobile X is a practical tool with hundreds of features, from opening an account online to investing in mutual funds online.
As PermataPayroll account customers, you can set aside your monthly salary starting from Rp 100,000. Your commitment to investing is also supported by the auto-debit facility that can debit a part of your salary to be invested in mutual funds regularly.
The Benefits of Periodic Mutual Funds
Investing has been proven to give a higher chance of profits, mainly if you invest in periodic mutual funds through the PermataMobile X application. There are eight benefits you can get when investing in mutual funds, such as:
- Investments are available online in the PermataMobile X mobile banking application.
- Direct auto-debit from your payroll account.
- Affordable investment amount, starting from IDR 100,000 each month.
- Flexible investment period based on the needs.
- Various choices of mutual funds are available according to your risk profile and needs, starting from fixed income mutual funds to equity funds.
- Managed by professional investment managers.
- You can make withdrawals anytime online via the PermataMobile X application.
- No withdrawal fee.
By registering online in PermataMobile X, you can receive IDR 100,000 cashback and a 75% discount on the subscription fee!
Profits Illustration of Periodic Mutual Funds
Investments are one of the concrete steps to make your dreams come true in the future since investments have a higher chance of profits compared to ordinary savings. Below is the profits illustration of what you can get from investing in periodic mutual funds.
| Month | Investment | Price Per Unit | Total Units Received |
|---|---|---|---|
| Jan-22 | IDR 1,000,000 | 1,000 | 1,000 |
| Feb-22 | IDR 1,000,000 | 700 | 1,429 |
| Mar-22 | IDR 1,000,000 | 1,050 | 952 |
| Apr-22 | IDR 1,000,000 | 850 | 1,176 |
| May-22 | IDR 1,000,000 | 1,200 | 833 |
| Jun-22 | IDR 1,000,000 | 1,100 | 909 |
| Total | IDR 6,000,000 | 6,300 |
- Balance Value: IDR 6,930,000
- Investment Margin: IDR 930,000
- % Investment Margin: 16%
What are you waiting for? As shown above, there are many benefits you can get by investing in periodic mutual funds through the PermataMobile X application. One of them is to achieve financial freedom in life. Let’s start investing now and enjoy the benefits later!
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