PermataDebit Plus Contactless

Welcome to a new era of ease of transaction with PermataDebit Plus Contactless. Comes with the latest technology, PermataDebit Plus Contactless allows You to pay quickly and easily just by holding / tapping the PermataDebit Contacless card on a compatible EDC machine.

Differences PermataDebit Plus Contactless and Non-Contactless Cards

The difference between PermataDebit Plus Contactless and Contact cards lies in the appearance of the front side of the card, where the PermataDebit Plus Contactless card contains the “Contactless” logo. Additionally, differences can be seen in how these cards are used on EDC machines. For more detailed information click here.

Advantages of the Contactless Feature

• Faster Payments You only need to tap your PermataDebit Plus Contactless card near the payment terminal equipped with the Contactless logo. There's no need to pass a card, enter a PIN, or wait for a connection. Transactions become more efficient and practical.
• Secure Transactions During transactions, the cashiers do not need to hold the card, ensuring the confidentiality of your personal information such as card number, card expiry date, and the 3-digit CVV code.
• Endless Convenience Enjoy limitless convenience in transactions. You don't need to search for cash or enter your PIN during transactions. We present a comfortable, efficient and hassle-free shopping experience.
   

Terms and Conditions for PermataDebit Plus Contactless

• The daily limit for PermataDebit Plus Contactless transactions without PIN is IDR 1 mio/transaction/day.
• There is no additional fee for using the Contactless feature on PermataDebit Plus Contactless cards.
• The PermataDebit Plus Contactless feature can be used on PermataEDC in Indonesia and various "Tap Reader" machines abroad that already supports contactless feature (indicated by the presence of the contactless symbol/logo on the machine).
• Transaction limit terms for PermataDebit Plus Contactless:
  • Contactless transactions with transaction value up to IDR 1 mio do not require a PIN for authorization.
  • Contactless transactions with transaction value of more than IDR 1 mio will require a PIN for authorization. This also depends on the terms of the owning Bank of the EDC machine.
• To ensure the security of your transactions, Tap Contactless transactions can only be performed a maximum of 5 times per day.
   

How to Make Transactions Using PermataDebit Plus Contactless

• Make sure your Debit Card and the EDC machine at the merchant where You make transactions provide payments with a contactless feature which is indicated by the presence of a contactless/contact logo on the physical card and the EDC machine with a contactless/contact logo.
• Make sure your transaction nominal that appears on the EDC machine is in accordance with the transaction made.
• Touch or tap your PermataDebit Plus Contactless to the EDC machine, and for transactions with a value starting from IDR 1 mio (one million rupiah) you must enter your PIN into the EDC machine.
• A transaction receipt will be generated, indicating that the transaction was successful.
   

Transaction Security Tips for PermataDebit Plus Contactless

• Ensure the Card Doesn't Change Hands Avoid lending your PermataDebit Plus Contactless card to anyone and ensure that you personally tap the card on the EDC machine.
• Maintain a Safe Transaction Distance Always make sure to maintain a safe transaction distance when using PermataDebit Plus Contactless. Avoid accidentally tapping your card on payment terminals, especially in crowded places.
• Store the Card Securely When not using your PermataDebit Plus Contactless card, store it in a wallet specifically designed to protect the card from unauthorized RFID scanning.
• Keep Your PIN ConfidentialNever disclose your PIN to anyone, including individuals claiming to represent PermataBank.
• Regularly Monitor Account Activity Continuously monitor your account activity. If you notice any unrecognized or suspicious transactions, report them immediately via PermataTel at 1500-111.
• Report Loss or Theft If your PermataDebit Plus Contactless Card is lost or stolen, promptly report it via PermataTel at 1500-111.
   

Steps to Upgrade PermataDebit Plus Contactless Card

Currently, PermataDebit Plus Contactless is only available for the following types of cards: PermataME Card, PermataPriority, and PermataPrivate Debit Plus.

Customers can request a replacement for their old card with a PermataDebit Plus Contactless card by submitting a card replacement request at the nearest PermataBank Branch or by contacting PermataTel.