Today, cashless payments have become a popular transaction method. Besides hastening the transaction process, cashless payments can also minimize physical contact, which has become an essential concern since the Covid-19 pandemic. Moreover, cashless payments are considered safer and more valuable because they use banking applications as the medium.
Not only does it make payments easier and quicker, but the PermataMobile X mobile banking application also provides various useful features, including QR Pay. QR Pay is a Cashless payment method by scanning a QR code!
What is QR Pay?
One of the excellent features of the PermataMobile X mobile banking application is QR Pay. The feature lets you make cashless payments by simply scanning the QR code with the QRIS logo through the PermataMobile X application. After that, the payment will be processed immediately by debiting your account contained in PermataMobile X.
Advantages of QR Pay PermataMobile X
As a cashless payment method, QR Pay has various advantages. Besides being safer because it doesn't require you to carry large amounts of cash, this payment method is also more helpful for merchants because there is no need to prepare change.
Pay Faster
Unlike the payment method using a card, which requires you to bring an ATM card and enter a PIN via an EDC machine, you can process payments made through the QR Pay simply by scanning a QR code with the QRIS logo found in every store or merchant.
You can scan QR codes with the QRIS logo through the PermataMobile X application directly from the application's interface. After scanning, all you have to do is enter or validate the payment amount, enter your mobile PIN, and complete the payment.
What are the QR Pay Payment Methods?
- QRIS MPM Method
QRIS MPM (Merchant Presented Mode) is a QR Payment service that can be used by Customers through PermataMobile X. Payment can be done when the Customer scans the QR code provided by the Merchant. After that, Customer can complete the payment by entering the PIN. - QRIS CPM Method
QRIS CPM (Consumer Presented Mode) is a QR Payment service that can be used by Customers through PermataMobile X. Payment can be done by showing QR Code that has been generated by PermataMobile X, and the QR will be scanned by the Merchant.
The existence of the QR Pay feature provides a new alternative to making cashless payments easier. The process is more useful and faster because you can make QR Pay payments via the PermataMobile X mobile banking application. Experience the convenience of cashless payments with the QR Pay feature by downloading PermataMobile X on your smartphone!
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