Despite having planned your finances very carefully, there are times when expenses arise beyond your planning. Whether it's for unexpected needs, additional business capital, tuition fees, or vacations, PermataBank's unsecured loans can be a solution for your cash needs. This unsecured loan from PermataBank is supervised by the Financial Service Authority (OJK). It also has a fast, easy, and simple application process that you can go through instantly through the PermataMobile X mobile banking application without coming to a branch office.
Why Permata Unsecured Loan?
The points below will discuss what benefits you can get if you apply for a Permata Unsecured Loan online through the PermataMobile X mobile banking application.
- Unsecured - As the name suggests, unsecured loans do not require collateral. Hence, the process is relatively faster than loans with collateral.
- Low-interest rates - Permata Unsecured Loan interest rates are very light and competitive, starting from 0.88%.
- Fixed installment - Unsecured Loans from PermataBank apply a fixed amount of installments. It means that the installments you have to pay will not change until the end of the loan.
- Flexible period - The loan period applied is flexible, from 3 months to 5 years. However, please note that the terms and conditions apply in determining the length of the loan duration.
- A variety of loan options – you can adjust the amount of borrowed funds according to your needs. PermataBank provides unsecured loan funds ranging from 5 million to 300 million.
- Fast and practical process - The unsecured loan online application process using PermataMobile X does not take long. If the application is approved, the funds will be disbursed within one day. All procedures are online, so you don't need to come to the PermataBank branch office.
- Easy requirements - You only need an ID Card and Tax ID Number (for loans above IDR50 million).
- Auto-debit available - Worried about being late or forgetting to pay your loan bill? Permata Unsecured Loans provides an auto-debit payment option that will be deducted from your PermataBank account.
How to Apply for Unsecured Loans Online via PermataMobile X
After knowing how fast and easy it is to apply for an unsecured loan via PermataMobile X mobile banking, here are the steps you can follow to apply:
- Log in to PermataMobile X
- Go to the PermataStore menu
- Select the 'banking' menu
- Select the 'Unsecured Loans' menu.
- Choose the Unsecured Loans product you want and follow the submission instructions to complete.
By taking advantage of the unsecured loan application feature on PermataMobile X, you can get additional funds for all your needs with an easy process. All thanks to the online method of applying for loan funds.
In addition to unsecured loan submissions, the PermataMobile X mobile banking application also has other features to facilitate all your banking transactions. Don't have PermataMobile X mobile banking application yet? You can download for free via Google PlayStore or AppStore!
Suppose you have questions about the terms and process for applying for an unsecured loan online through the PermataMobile X application. In that case, you can contact PermataTel at 1500-111 for more information
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