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Fixed Loans

Short-term credit for business capital with disbursement at once or in stages

Dapatkan

Short-term credit facilities with disbursements carried out at once or in stages until the maximum limit of the loan reached. Settlement is done in installments (principal and interest). Loans cannot be disbursed although some principal has been settled. Disbursement media generally use a Letter of Disbursement (SPP) or Acceptance Letter. The term of credit facility is a maximum of 12 months from the signing of the Loan Agreement.

What are the benefits?

Fixed Financing

Fixed Financing

Finance working capital needs in accordance with the customer's business needs

Payment schedule

Payment schedule

Finance working capital with a repayment scheme in form of installments based on the customer's business cash flow

Cash Flow Stability

Cash Flow Stability

Accelerate customer's business cash flow

Ease of Transaction

Ease of Transaction

Provide convenience in conducting trade transactions with customers’ business partners

What are the Costs?

Provision Fee

Administrative costs

Third Party Cost

Transaction Cost

Late Payment Cost

Accelerated Settlement Cost

Based on a percentage of the facility limit

Replacement costs for services provided by the Bank in managing customer’s facilities

The amount is based on the provisions or 3rd party billing

Interest is based on the customer's credit level and risk

Charged if there are payment arrears of liabilities and calculated daily since the first payment arrears until the liabilities are settled

Charged if payment or settlement is accelerated and charged based on a percentage of the outstanding value to be settled or in accordance with the agreement

What Are the Requirements?

Individual (Indonesian citizen), partnership (CV, Firm), or company

Individual (Indonesian citizen), partnership (CV, Firm), or company

Not recorded in the Bank Indonesia’s Blacklist

Not recorded in the Bank Indonesia’s Blacklist

Complete administrative requirements

Complete administrative requirements

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Produk Lainnya

Pinjaman modal kerja jangka pendek yang pelunasan dan pencairannya dapat berulang kali

Pinjaman Rekening Koran

Pinjaman jangka panjang untuk membiayai kebutuhan investasi usaha

Pinjaman Investasi

Fixed Loans

Pilih Produk

Pilih Produk

Pilih Produk

Bandingkan produk dalam satu kategori dan pilih maksimal 3 produk untuk membandingkan

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Syarat dan Ketentuan