What Are the Benefits?
Free Administrative Fees
Worry no more about your balance at PermataME since there is no administrative fee without any conditions.
Initial Balance Bonus
Get the initial balance bonus of IDR 500,000 for every account opening of PermataME (terms and conditions apply).
Free Withdrawal Fees at Other Banks ATMs
Enjoy free withdrawal transactions at other Banks ATMs with the minimum balance before transaction of IDR 1,000,000 with maximum 30 times per month.
Free Withdrawal Fees at Indomaret
Enjoy unlimited withdrawal transactions without fees at all Indomaret stores in Indonesia.
Various Transaction Rewards
Enjoy attractive cashback and Merchant discounts for PermataME Debit Card holders.
Free Interbank Transfer Fee
Make interbank transfer without fees to any bank without any condition via PermataMobile X.
What are the Cost and the Interest Rate?
Cash Withdrawal Fee at ATMs of ALTO, ATM Bersama, PRIMA and VISA or Plus Networks
Interbank Transfer Fee
Monthly Administration Fee
Monthly Card Charges
Interest Rate Threshold
Replacement Card Fee
Account Closing Fee
Dormant Fee
Initial Deposit
Fall Below Fee
SMS Navigator Fee
Bank Statement
No fee with the minimum balance of IDR 1,000,000 before transaction (maximum 30 times per month)
Free without conditions via PermataMobile X
Free
Free
0%
IDR 15,000
IDR 0
Accounts that have no transactions for 12 consecutive months will be charged an administration fee of IDR 10,000 per month
IDR 0 <br/>*For account opening in a Bank branch, the minimum initial deposit of IDR 100,000 for Indonesian citizens and IDR 1,000,000 for foreign citizens are applied
None
IDR 7,900 per month or comply with the applicable provisions
IDR 15,000 per Customer (if theres any)
What are the Requirements?
KTP for Indonesian citizens and KITAS/KITAP for foreign citizens
Download PermataMobile X and select PermataME
Fill out the account opening form and document
Sign the specimen signature if the process is done at PermataBank branch
General Terms and Conditions
Product Summary
Announcement of PermataME Feature Adjustment Information Effective 3 July 2023
Specific Terms and Conditions
Latest Update About Our Saving Products
Terms and Conditions Program Initial Balance Bonus PermataME
PermataBank Debit Card Information
Transaction Limits and Fees Information
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Transaction Information Media:
- The account ot transaction information can be accessed anytime and anywhere through PermataMobile X and PermataNet. E-Statements can be downloaded for up to the last 12 months, with a minimum average balance in accordance with applicable regulations. More information can be accessed at the following link.
Other Conditions:
- 1 Customer can only have 1 PermataME account.
- If a customer has more than 1 PermataME account, the cashback will be credited to 1 PermataME account only. This provision applies to PermataME reward program in the form of cashback that is credited by the Bank.
Account AutoClose Regulations
Bank will close the account automatically with below conditions:
- Your account is inactive (dormant) and has IDR 0 balance for 180 calendar days in a row.
- The account which was opened via PermataMobile X or e-Form that has IDR 0 balance for 99 calendar days in a row since the account opening date.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2023 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.