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PermataTabungan iB Optima

Saving account with freedom of investment and optimal profit-sharing rates

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Saving account for freedom of transaction at many ATMs around the world, investing optimally, and give you the ease of managing loan facilities.

What are the Benefits?

Competitive Profit Sharing

Competitive Profit Sharing

Relatively higher product ratio compared to other products, giving you a more optimal profit

The Ease of Transaction

The Ease of Transaction

Ease transaction at more than 1.7 Million ATMs worldwide and all PermataBank Syariah branches and services

Contract

Contract

Mudharabah Mutlaqah

What are the Costs?

Cash Withdrawal Fee at ALTO ATM, ATM Bersama, PRIMA and VISA or Plus ATM networks

Monthly Administration Fee

Online Transfer Fee

Revenue Sharing Portion

Initial Deposit

Minimum Balance

Closing Account Fee

Free if the minimum balance before the transaction is IDR 25,000,000

IDR 15,000 if the balance in previous month below IDR 25,000,000

Free online transfer fees via PermataATM, PermataMobile, and PermataNet to other bank accounts throughout Indonesia if the minimum balance before the transaction is IDR 25,000,000

34:66 (Customer:Bank)

IDR 1,000,000

IDR 1,000,000

IDR 100,000

What are the Requirements?

Facility document: credit agreement and collateral agreement

Facility document: credit agreement and collateral agreement

The facility period follows or in accordance to the type of provided loan.

The facility period follows or in accordance to the type of provided loan.

Report and Other Information

General Terms & Conditions

Latest Update About Our Sharia Products

Any Question?

We're ready to assist the complaints or any other question you might have

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