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Terms and Conditions Reward Point

Jan 14, 2020
3 minutes
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  • Reward Points are applicable to PermataBank credit card products that feature the Reward Points program, namely PermataRewardCard, AstraWorld Permata Card, PermataBlack World Mastercard, and PermataVisa Infinite Credit Card, provided they meet the General Terms and Conditions set by PermataBank.
  • Earn 1 (one) Reward Point for every retail transaction, both domestically and internationally, for every transaction amounting to IDR 2K (two thousand rupiah) or IDR 1K (one thousand rupiah) for PermataVisa Infinite Credit Card, and it applies in multiples. Accumulate these points and redeem them for various preferred rewards, shopping e-vouchers, discounted movie tickets, bill discounts, or enjoy economical flights to your holiday destinations with various local and international airlines in collaboration with PermataBank. For PermataBlack World Mastercard, the maximum.
  • Transactions eligible for Reward Points are retail transactions or purchases, while transactions not eligible for Reward Points include converted installment transactions, Bills to Pay, cash withdrawal transactions, annual fees, (primary and supplementary cards), interest, cash advance fees, late payment penalties. 
  • Total Reward Points earned from main and supplementary credit card transactions will be calculated as the Reward Points for the main credit card, as stated on the billing statement received by the primary cardholder.
  • Reward Points will accumulate from the issuance of the Credit Card. Cardholders can only collect and redeem Reward Points if their Credit Card is active, has no outstanding payments, is not over the limit, is not subject to credit card misuse, and is not blocked. Reward Points cannot be combined/transferred for different types of credit card products.
  • Accumulated Reward Points can be used to reduce the credit card bill amount or exchanged for other gifts; however, Reward Points cannot be converted into cash, and once redeemed, they cannot be canceled by the credit cardholder.
  • PermataBank may change the terms and conditions of Reward Points. Such changes will be communicated in advance to the Credit Cardholder in accordance with applicable laws and regulations through PermataBank’s website (www.permatabank.com), billing statements, flyers, or other communication channels.
  • Credit Card Reward Points expire if the Credit Cardholder closes/terminates and/or changes the type of Credit Card product.
  • For information and complaints related to Reward Points, you can contact PermataTel at 1500111.
  • As of 1 July 2022, PermataShoppingCard no longer provides reward points for transactions. Reward points that have been accumulated can still be redeemed until the expiration date of the points.
Additional Reward Point Information

Reward Point Validity Period

List Merchants of Regular Card

List Merchants of PermataBlack World Mastercard

List Merchants of PermataVisa Infinite Credit Card

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