Make Your Plans Come True with PermataBank Preferred

Easy

To support your banking transactions, we are ready to provide complete services and facilities with various benefits, including PermataMobile X, PermataNet, extensive access to more than one million ATMs around the world, extensive branch office networks, and 24-hour Preferred Contact Center.

1. Free of Transaction Fees through PermataNet and PermataMobile X
   As a PermataBank Preferred Syariah customer, you are entitled to enjoy various transaction benefits with bigger limits and free transaction for all transactions through PermataNet and PermataMobile, including fund transfers between banks by online, Giro Traffic (LLG), RTGS, and various bill payments. The transaction cost will still be debited though you will get refunds for all transaction costs within a day.
2. Free of Cash Withdrawal Fees at ATMs Worldwide
   The ease of cash withdrawals with no cost through the ATMs network in domestic and overseas according to the network logos located at the back of your PermataPreferred Debit Syariah Plus.
3. Free of Navigator Service Fees
   As a PermataBank Preferred Syariah customer, you will receive a notification message for the transactions of minimum IDR500,000 in your saving account, so you can monitor your account and get transaction information in your saving account. This navigator service with no charge is given to your primary account that is registered for the navigator service.
4. Queuing Priority at Office Branches and Preferred Contact Center
   As a PermataPreferred Syariah Debit Plus holder, you will get a queuing priority service at PermataBank branches and Preferred Contact Center 1500110 that is available for 24 hours. This service can offer convenience and save your time in making banking transactions"

Smart

Every individual has a dream to achieve the best things in their life, including you. By becoming a part of PermataBank Preferred, we will support you to realize your dream by providing exclusive offers through the facility to consult with a financial planner, PermataKTA Speed cash facilities, and Home Ownership Loan that is tailored to your needs.

1. Financial Planning Facilities
   Exclusive facilities for PermataBank Preferred customers for financial planning with a financial planner partnered with PermataBank, who will assist you in planning your finance and giving solutions to realize your future financial plans for You and Your family. You will get the latest information regarding financial planning from a financial partner who is partnered with PermataBank for children's education, travel, family protection, ideal home purchases to the investment for retirement through articles that will be sent every month to your e-mail registered in the Bank system. 
2. Permata KPR iB
   Get a discount on administration and appraisal fees for submitting Islamic Home Ownership Loan for PermataBank Preferred Syariah customers
   • 50% discount of administrative fees applies to all Islamic Home Ownership Loan products
   • 50 discount of internal appraisal fees
3. PermataKTA iB
   Cash facilities for PermataBank Preferred Syariah customers with lower margins and free of repayment fees before maturity, as well as various benefits, including:
   • Low margin of 1.19% flat/month
   • Fixed installments
   • Loan options of 12, 24, and 36 months
   • Loan value from IDR5,000,000 to IDR300,000,000
   • 5-day loan disbursement process through PermataKTA Speed for payroll customers with the employment status as employees
   • 0% Provisional cost
   • Free of accelerated repayment cost for Preferred customers with the total fund placements ≥ IDR100,000,000 at the time of repayment

Rewarding

As a form of apprecitation from us to you as a loyal customer of PermataBank Preferred Syariah, we provide various exclusive offers all year round.

1. 10% cashback for transactions at Department Stores in Indonesia
   10% cashback for shopping transactions at department store throughout Indonesia through PermataPreferred Syariah Debit Plus
   • Maximum shopping accumulation of IDR3,000,000/month
   • The process of crediting cashback will be carried out in the following month (maximum in the end of the month)
   • This facility is provided for PermataBank Preferred Syariah customers with the following terms of fund placements:
     Fund placement 10% Cashback
     ≥ IDR100,000,000 during the transaction month maximum IDR300,000/month
     IDR100,000,000 during the transaction month maximum IDR100,000/month
2. 30% cashback at Restaurants throughout Indonesia during your Birthday
   Our apprecitation on your special day for you by providing special offers in the form of 30% cashback at all restaurants in Indonesia during your birthday by making transactions using PermataPreferred Syariah Debit Plus.
   • 30% cashback will be calculated from one of the highest transaction at a restaurant during the birthday month
   • The maximum amount of cashback/refund is IDR150,000
   • The cashback crediting process will be carried out in the following month (maximum in the end of the month). This facility is given to PermataBank Preferred Syariah customers with the average fund placement of IDR100 million for 3 months prior to the birthday month
3. Attractive Promotions at Selected Merchants
   As a part of PermataBank Preferred Syariah, you can enjoy attractive promotions at various merchants by using PermataPreferred Debit Syariah Plus throughout the year.

• New or existing customers with the total AUM (the combination of Giro/current account, savings and/or deposit products, Bancassurance product, and investment product) from IDR100,000,000 to less than IDR500,000,000
• Have PermataPayroll account with the income from IDR20,000,000 to less than IDR65,000,000 or minimum payroll of grade manager
• Have a mortgage (PermataKPR) with the total property from IDR1 Billion to less than IDR2 Billion, and it is not considered as NPL category