What are the Benefits?
Provide up to 100% Financing
Financing can be provided without any down payment
For Customers and Their Family
This financing product can be used to finance the customers and their families' Hajj portion
Financing Tenor
Financing period up to 60 months (Terms and Conditions Apply)
Free Administration Fee
Free administration fee for certain religious visits purposes
What are the Cost and the Ujrah?
Free Administration
Late Payment Administration Fee (Tiering)
Accelerated Repayment
Ujrah
No Fee
Up to IDR 24,000,000 = IDR 50,000<br/>More than IDR 24,000,000 until IDR 48,000,000 = IDR 100,000<br/>More than IDR 48,000,000 until IDR 300,000,000 = IDR 200,000
5% of remaining principal
Margin starts from 1.29% flat per month. To see more details, please refer to Margin dan Ujrah PermataKTA iB Multiguna table (Terms and condition apply)
What are the Requirements?
Individual
Indonesian citizen
Age: 21-60 years old
Minimum income IDR 3.000.000
PermataKTA iB Multiguna Margin/Ujroh Table
Summary of Product and Service Information (RIPLAY) General Version
PermataKTA iB Multiguna Margin/Ujroh Table
Calculator
Loan and installment simulation
We're ready to assist the complaints or any other question you might have
Other Products
Terms and Condition
Terms and Conditions:
Product Risks
- Late Payment
- Balance less than IDR 24,000,000 = IDR 50,000.
- Balance more than IDR 24,000,000 up to IDR 48,000,000 = IDR 100,000.
- Balance more than IDR 48,000,000 = IDR 200,000.
- If the Customer passes away during the loan period, the remaining loan will be delegated to the Customer's heir.
- For Customers who make early repayment before the due date will be charged with accelerated repayment fee or margin 5% of the remaining principal + fee or margin of the current month.
Document Requirement
- A copy of resident identity card (KTP) and taxpayer identification number (NPWP).
- Fill out and sign the PermataKTA iB Multiguna financing application.
- Attach the proof documents of goods or services (invoice) issued by seller or service provider.
- For disbursement to Customer's own account, Customer needs to fill in underlying document (receipt) and waqallah statement.
- Have a credit card (for minimum 1 year). Or if existing PermataBank Customer, should have Permatabank account minimum for 3 months or Permatabank Payroll Customer.
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
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Changes of Statement
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Information Policy
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This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.