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PermataKTA

Make your dream comes true with PermataBank non-collateral loan

Get

Non-collateral cash loan up to IDR 300 million from PermataBank, which are approved to individual Customer for various consumptive needs with terms options up to 5 years (terms and conditions apply).

What Are the Benefits?

Funds as Needed

Funds as Needed

Cash loan starts from IDR 5 million up to IDR 300 million

Low Interest

Low Interest

Low and competitive interest

Fixed Installment

Fixed Installment

The amount of installment is fixed until the end of the loan

Flexible Terms

Flexible Terms

The loan period starts from 3 months up to 5 years (terms and conditions apply)

Easy Requirements and Without Collateral

Easy Requirements and Without Collateral

Only with valid ID and Taxpayer Identification Number (NPWP) (if the submission is above IDR 50 million)

Easy Application

Easy Application

Applications can be made from mobile phone anytime and anywhere

Auto Debit Payment

Auto Debit Payment

Payment is automatically debited from PermataBank account

Ease of Administration

Ease of Administration

Easy and quick process

What are the Cost and Interest

Interest Rate

Administrative Cost

Accelerated Settlement Cost

Late Payment Cost

Starting 0.88% per month*<br/>Please find the detail in PermataKTA Interest Rate Table<br/><font size="2">*terms and conditions apply</font>

1% up to 4% of the loan amount or a minimum of IDR 150,000

7% of the remaining loan plus interest

5% of installment per month or a minimum of IDR 150,000

What are the Requirements?

Indonesian citizen who has e-KTP and NPWP (if the submission is above IDR 50 million)

Indonesian citizen who has e-KTP and NPWP (if the submission is above IDR 50 million)

Minimum age of 21 years and maximum of 65 years at loan settlement

Minimum age of 21 years and maximum of 65 years at loan settlement

A minimum fixed income of IDR 3 million per month

A minimum fixed income of IDR 3 million per month

Domiciled in the coverage area of PermataKTA sales

Domiciled in the coverage area of PermataKTA sales

Report and Other Information

PermataKTA General Terms & Conditions

PermataKTA Interest Rate Table

Do You Need Loan Cost Information?

We provide you the calculation of loan cost you would spend

See
Any Question?

We're ready to assist the complaints or any other question you might have

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