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PermataKTA iB Multiguna

The submission of financing for various types of needs based on Islamic principles up IDR300 million

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Financing submission based on Islamic principles with flexible installments, free of charge, and with no down payment and collateral needed.

What are the Benefits?

Based on Islamic principles

Based on Islamic principles

Submissions are following Islamic principles with Murabahah or Ijarah Multijasa covenant

Flexible Installments

Flexible Installments

Installments can be adjusted to the customers’ ability up to 60 months

Free of Charge

Free of Charge

Save more with free transfer and administration fee

No Down Payment and Collateral

No Down Payment and Collateral

No down payment and collateral required

What Are The Costs?

Administration Fee

Administration Financing fee

Third Party Fee

Late Charge

Accelerated Repayment Fees

Free

Free

Free

Balance less than IDR 24 million = IDR 50,000 <br/> Balance more than IDR 24 million up to 48 million = IDR 100,000 <br/> Balance more than IDR 48 million = IDR 200,000

5% of the remaining principal and margin or current ujrah (not exceed the total margin or ujrah agreed by the Customer)

What are the Requirements?

Indonesia citizen (individual)

Indonesia citizen (individual)

Minimum of 21 years old, maximum of 60 years old (outside the tenor)

Minimum of 21 years old, maximum of 60 years old (outside the tenor)

Employees, entrepreneurs, or professionals

Employees, entrepreneurs, or professionals

Minimum monthly income of IDR 2 million

Minimum monthly income of IDR 2 million

Do You Need Loan Cost Information?

We provide you the calculation of loan cost you would spend

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Any Question?

We're ready to assist the complaints or any other question you might have

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PermataKTA iB Multiguna

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