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PermataShoppingCard

The Card that Fits Best for Online Shopping

Get

Cashback and other benefits for more attractive online shopping.

What are the Benefits?

Easy and Quick Credit Card Application

Easy and Quick Credit Card Application

Easy credit card application process via PermataMobile X.

Cashback at any Time

Cashback at any Time

Get 5% cashback up to IDR 200,000 for online shopping and IDR 100,000 for other transactions with a minimum accumulated online or combined online and offline transaction of IDR 5,000,000* in one billing cycle (terms and conditions apply until 31 December 2024). *Starting from the transaction period of July 2023.

Discounts at well-known online merchants

Discounts at well-known online merchants

Discount for every purchase at well-known online Merchants.

0% SimplePay Installments

0% SimplePay Installments

0% SimplePay for up to 12 months for online transaction.

Free Annual Fee

Free Annual Fee

Free 1 year annual fee for the main card and 5 supplementary cards.

Various Facilities with PermataMobile X

Various Facilities with PermataMobile X

It's easier with PermataMobile X from checking bills and credit card limit, changing payment method to SimplePay installment, applying for a loan as well as requesting for additional card or various payment features.

Change and Create New Credit Card PINs Easily

Change and Create New Credit Card PINs Easily

Change or create new credit card PIN easily through PermataMobile X, website, or IVR.

Programs at Merchants

Programs at Merchants

Enjoy various attractive promotion such as discount or installment at various Merchants.

PermataNavigator Facility

PermataNavigator Facility

Making transaction with PermataKartuKredit become more secure and convenient with direct notifications on your phone.

Bills to Pay Facility

Bills to Pay Facility

Easily pay monthly bill through Permata Bills to Pay.

Contactless

Contactless

Transaction technology to make transactions just by tapping/put closer PermataShoppingCard to the EDC machine with the contactless logo.

What are the Costs and Interest?

Annual Fee

Annual Fee

Additional Card Fee

Additional Card Fee

Transaction and Cash Withdrawals Interest Rates

Gold and Titanium IDR 350,000 or spending (IDR 40,000,000 per year)

Platinum IDR 600,000 or spending (IDR 70,000,000 per year)

Titanium IDR 200,000

Platinum IDR 300,000

1.75% per month or 21% per year

What are the Requirements?

21-65 years old for the main card and 17-65 years for the additional card

21-65 years old for the main card and 17-65 years for the additional card

Minimum income of IDR 3,000,000 per month

Minimum income of IDR 3,000,000 per month

Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)

Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)

Proof of income and photocopies of other credit cards

Proof of income and photocopies of other credit cards

Report and Other Information

E-Welcome Pack

General Terms and Conditions

Fee and Cost Information of PermataShoppingCard

Product Information Summary of PermataShoppingCard

Contactless Feature

Terms and Conditions Cashback of PermataShoppingCard

SiapPIN - Create 6 Digit your Credit Card PIN here

Any Question?

We're ready to assist the complaints or any other question you might have

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