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PermataME Credit

Keep up to date with minimum budget

Get Get

Get ready for a gripping Netflix movie marathon with PermataME Credit

What are the Benefits?

Easy and Fast Credit Card Application

Easy and Fast Credit Card Application

Easy process to apply for a credit card. You can apply through PermataMobile X

Netflix Subscription Cashback

Netflix Subscription Cashback

Enjoy 50% cashback per month for subscribing to Netflix with only an accumulated retail transaction of at least IDR 1,500,000 per month (terms and conditions apply)

Attractive Programs at Merchants

Attractive Programs at Merchants

Enjoy a variety of attractive promotions ranging from discounts to installments program at various merchants

Free of Annual Fee

Free of Annual Fee

Free first year of annual fee for main card and 5 additional cards

PermataMobile X and its Various Convenience

PermataMobile X and its Various Convenience

It's easier with PermataMobile X, starting from checking bills or limits, converting transactions to SimplePay installments, submitting cash funds, to registering additional cards or various payment features

Create New and Change Credit Card PINs Easily

Create New and Change Credit Card PINs Easily

Create or change credit card PIN easily via PermataMobile X, website or IVR

PermataNavigator Facility

PermataNavigator Facility

PermataKartuKredit transactions are safer and more comfortable with notifications sent directly to your cellphone

Bills to Pay Facility

Bills to Pay Facility

Easy monthly bill payment through Permata Bills To Pay

What are the Cost and the Interest Rate?

Annual Fee

Additional Card Fee

Transaction Interest Rates and Cash Withdrawals

IDR 300,000

IDR 150,000

1,75% per month or 21% per year

What are the Requirements?

21-65 years old for the main card and 17-65 years for the supplementary card

21-65 years old for the main card and 17-65 years for the supplementary card

Minimum income of IDR 3,000,000 per month

Minimum income of IDR 3,000,000 per month

Photocopy of ID Card and Tax Identification Card

Photocopy of ID Card and Tax Identification Card

Proof of income and photocopies of other credit cards

Proof of income and photocopies of other credit cards

Report and Other Information

E-Welcome Pack

General Terms and Conditions

PermataME Credit Card Fee and Rate Information

Summary of Product Information and Benefits

SiapPIN - Create 6 Digit your Credit Card PIN here

Any Question?

We're ready to assist the complaints or any other question you might have

Other Products

The Card that Fits Best for Online Shopping

PermataShoppingCard

Enjoy Various Kinds of Cashback for Free Shopping

PermataHeroCard

PermataME Credit

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