What are the Benefits?
Easy and Fast Credit Card Application
Easy process to apply for a credit card. You can apply through PermataMobile X.
Netflix Subscription Cashback
Enjoy 50% cashback per month for subscribing to Netflix with only an accumulated retail transaction of at least IDR 1,500,000 per month (terms and conditions apply).
Attractive Programs at Merchants
Enjoy a variety of attractive promotions ranging from discounts to installments program at various Merchants.
Free of Annual Fee
Free first year of annual fee for main card and 5 additional cards.
PermataMobile X and its Various Convenience
It's easier with PermataMobile X, starting from checking bills or limits, converting transactions to SimplePay installments, submitting cash funds, to registering additional cards or various payment features.
Create New and Change Credit Card PINs Easily
Create or change credit card PIN easily via PermataMobile X, website, or IVR.
PermataNavigator Facility
PermataKartuKredit transactions are safer and more comfortable with notifications sent directly to your cellphone.
Bills to Pay Facility
Easy monthly bill payment through Permata Bills To Pay.
Contactless
Transaction technology to make transactions just by tapping or put closer PermataME Credit to the EDC machine with the contactless logo.
What are the Cost and the Interest Rate?
Annual Fee
Additional Card Fee
Transaction Interest Rates and Cash Withdrawals
IDR 300,000
IDR 150,000
1,75% per month or 21% per year
What are the Requirements?
21-65 years old for the main card and 17-65 years for the supplementary card
Minimum income of IDR 3,000,000 per month
Photocopy of ID Card (KTP) and Tax Identification Card (NPWP)
Proof of income and photocopies of other credit cards
E-Welcome Pack
General Terms and Conditions
Fare and Cost Information of PermataME Credit Card
Summary of Product Information and Benefits of PermataME Credit Card
Contactless Feature
Terms and Conditions Cashback of PermataME Credit
SiapPIN - Create 6 Digit your Credit Card PIN here
We're ready to assist the complaints or any other question you might have
Other Products
Syarat dan Ketentuan
Persyaratan Pembukaan Rekening
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.