Changes to PermataKartuKredit Navigator Fee
Effective from 3 May 2024, there will be a change in the PermataKartuKredit Navigator fee from IDR 7,500 to IDR 10K.
Changes in PermataKartuKredit Interest Rates
According to Bank Indonesia policy, effective from 1 July 2021, the PermataKartuKredit interest rate interest rate will change from 2% to 1.75% per month.
Changes to Simple Pay Installment Cancellation Fee
Effective from 30 July 2021, there will be a change in the SimplePay installment cancellation fee from IDR 200K to IDR 350K.
Changes to PermataKartuKredit Fee Terms
Effective from 19 March 2024, there will be changes to the PermataKartuKredit fee terms. Here are the details:
| Types of Credit Card Fees | Current | Adjustment |
|---|---|---|
| Late Payment Fees | 1% of the total bill or a minimum of IDR 50K and a maximum of IDR 100K | 1% of the total bill or a minimum of IDR 75K and a maximum of IDR 100K |
| Cash Advance Fee | 6% or a minimum of IDR 80K | 6% or a minimum of IDR 100K |
| Navigator Fee | IDR 7,500 | IDR 10K |
| Bills to Pay Administration Fee |
|
All Bills To Pay IDR 6 thousand per bill |
Keep using your PermataKartuKredit and enjoy its various benefits and privileges.
Changes to PermataHeroCard Credit Card Annual Fee Terms
Effective from 24 May 2021, there will be changes to the terms of the PermataHeroCard credit card annual fee. Here are the details:
| Current | Adjustment |
|---|---|
| Classic: IDR 200K | IDR 225K |
| Gold: IDR 300K | IDR 350K |
| Platinum: IDR 600K | IDR 750K |
Changes in Bill Printing Fee Terms
Effective from 1 April 2021, there will be a change in the bill printing fee from IDR 20K to IDR 25K
Changes in Cash Fund Cancellation Fee (CoC) Terms
Effective 01 April 2021, there will be a change in the cash fund cancellation fee (CoC) from IDR 200K to IDR 350K.
Changes in Stamp Duty
Based on Law No. 10 of 2020 on Stamp Duty, starting 1 January 2021 the stamp duty on PermataKartuKredit payments will be as follows:
| Payment | Stamp Fee |
|---|---|
| ≤ IDR 5 mio | Free |
| > IDR 5 mio | IDR 10K |
Changes in interest rates for PermataKartuKredit
In accordance with Bank Indonesia's policy during the COVID-19 emergency period. PermataBank will adjust the interest rate, minimum payment and late fee of PermataKartuKredit effective 01 July 2021. Here are the details:
| Types of Credit Card Fees | Current | Adjustment |
|---|---|---|
| Interest Rate* | 1.75%% per month | 1.75% per month |
| Minimum Payment** | 5% of the total bill or a minimum of IDR 50K | 5% of the total bill or a minimum of IDR 50K |
| Delay Penalty** | 1% of the total bill or min. IDR 75K and max IDR 100K | 1% of the total bill or min. IDR 75K and max IDR 100K |
*Interest rate is effective as of 01 July 2021
**Minimum Payment and Late Penalty is valid until 31 December, 2023.
Keep using your Permata KartuKredit and enjoy its various benefits and privileges.
PermataKartuKredit PIN Usage
In accordance with Bank Indonesia regulations, effective 1 July 2020 all PermataKartuKredit retail transactions must use a 6-digit PIN.
Create your 6-digit PermataKartuKredit PIN immediately by visiting this link.
From 1 July 2020, all PermataKartuKredit retail transactions without a PIN will be rejected!
For more information contact PermataTel 1500-111/1500-100 (priority line) / 021-29850611
PT Bank Permata, Tbk. is registered and supervised by the Financial Services Authority and is an LPS guarantee participant.
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Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
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External links
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Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
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Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.