Many people often complain that their wallet is empty because of the very large expenses during the holiday. This is mainly due to unexpected expenses that exceed the allocation of emergency funds or even no budget allocation from the start. No wonder that after Eid, more and more bills must be paid later.
Another cause that also often occurs is the lack of discipline in carrying out budget commitments. So, what happens next will interfere with your financial condition because in the following months you have to pay bills while meeting the needs. To prevent this from happening, here are some tricks to prevent it.
Make Eid al-Fitr Expense Plan
Make a detailed expenditure plan specifically so that you know how much expenditure is expected during the holiday later. Consider all the needs that you really need later. If you plan to give gifts, charity, or others, make sure you have noted and also determined the allocation of funds for each type of need. Priority scale is also needed to determine which expenditure is the most important until it can be postponed.
Do not forget to set aside reserve funds. We never know when emergencies will come. There is no harm in preparing yourself, isn’t it?
Take advantage of E-Commerce
Ane-commerce platform can make it easy for you to shop with a wide selection of stores and products to choose from. Take your time to compare the quality and price of products from one store to another. You can also look for product substitution options to be more efficient.
Control yourself
Self-control is one of the keys to prevent the problem of an emptied wallet on holiday. When gaining extra money, especially when the holiday bonus has been transferred, opening an e-commerce platform often makes you lose control. Do not let you end up buying items that are not really needed at the time, especially items that are not in the expenditure plan that you have previously made.
Try to be more disciplined and remind yourself about the fundamental differences in wants and needs. Once there is this desire, immediately reopen your holiday spending plans. Remember also that you still need funds for other things after the holiday.
Take advantage of the Lebaran Promo
Almost all e-commerce platforms offer various promos in the context of Ramadan and Eid. If you are observant, you can take advantage of these promos to be more efficient. For example; flash sale of goods that you want to buy, free shipping promos, or discounts on the use of certain bank cards.
Use PermataKartuKredit and Debit to buy various holiday needs in your favorite e-commerce. During the Ramadan and Eid 2020 period, you can save up to Rp1 million if you shop using PermataKartuKredit and Debit. Interesting, isn’t it? Click this link to find out more promo details.
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