The COVID-19 pandemic is the needed push for Indonesia, especially in the education sector, to quickly improve and adapt to the concept of online learning. For the last few months, the effects felt by students, teachers, and parents are overwhelming, to say the least. Here are several challenges that come from digital education that you need to know and how to face them, so you can provide the best education for your children.
The Role of Digital Literacy in Education
For the past generations, most of them are still adapting to digital technology. The education in Indonesia from decades ago had not focused on a curriculum that included Information and Communications Technology (ICT), unlike the current education system in Indonesia.
For the younger generations, like Gen Z and Alpha who were born in the 2000s era, their lives are surrounded by various digital technologies. During their daily activities, these young generations are used to rely on the ever-evolving technology. Therefore, digital disruption is no longer a threat for them as they already possess high digital literacy.
However, the digital literacy among Indonesian students is not equal across the nations. It’s more lopsided, especially for those who live outside the big cities. This problem causes unequal implementation of digital education in Indonesia, making it much slower in progress.
Technology Devices Usage
The implementation of digital education in Indonesia raises a new question: how can we improve the national digital literacy? The simple answer is by fulfilling the needs of reliable technology devices. Not just for students, but for teachers as well. With the wide access to digital technology devices, Indonesians can learn more on how to use technology and quickly adapt to it.
As we all know, technology is always changing. To buy a set of technology devices like laptop and smartphone, you need to set aside a large sum of money. Moreover, you need to buy internet data that is the main pillar of digital education. You also require subscription-based online learning applications to add the long list of technology devices usage in the education sector.
Surge in the Cost of Education
Indonesia is still among the top countries with the highest cost of education around the world, especially when compared to the average income of Indonesian households. It starts from the lowest level of PAUD to higher education. The obligation to study up until high school is no longer the appropriate standard. It’s common knowledge that higher education is very important and influential towards individual success.
According to Statistics Indonesia (BPS), tuition fee inflation in Indonesia is around 10%-15% per year. Based on the calculation cited from CNBC Indonesia, the required amount of tuition fees from PAUD to university is Rp187.5 million in 2020. What a huge amount of money, even more so when you combine it with other additional fees and monthly tuition.
A Smart Solution for the Best Education
Apart from saving some money and making investments, there is one other solution that you can take to add your education funds so your beloved children can get into their dream schools and universities. PermataKTA is here to provide you with the smart solution to support your children’s education on any level.
Simply start by downloading PermataMobile X, and you can apply for an online loan without going to the nearest branch office. PermataKTA is available with minimum requirements. You can get a cash loan ranging from Rp5 million to Rp300 million to pay for tuitions and buy the needed technology devices for your children’s online education process. No worries, PermataKTA serves a low interest rate, starting from 0.88%.
08 JUN 2020 | CONVENTIONAL NEWS
Preparing Education Funds for Your Children
14 OCT 2019 | CONVENTIONAL NEWS
Education Insurance or Education Savings
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