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Smooth Sailing Business Thanks to Efficient Finance with PermataAPI

Aug 01, 2021
3 Minutes

The development of Financial Technology or fintech plays a significant role in the money lending process, especially in the form of online loans that are channeled through a platform called peer-to-peer lending. P2P lending is a lending activity between individuals. One user can get funding from another borrower who is willing to become an investor. 

In running this line of business, the accuracy and speed of the process, as well as the disbursement of funds are parameters for the P2P Lending platform. As a solution to this, PermataAPI Transfer is here as a service to help P2P lending platforms distribute Lender funds to borrowers more easily, quickly, and reliably.

Integrated with Your Application
PermataAPI is a feature that can be integrated to a platform already owned by the client’s company, both website or mobile application. With PermataAPI, all money transfer and receipt activities can be done in one click, including transfers to hundreds of accounts at once!

Large-Scale Transactions in No Time
In managing a P2P Lending business, it is certain that financial transactions will become more complex and massive. For example, money transfers to hundreds of borrowers on your P2P platform. With a large number of accounts from different banks and the various amounts of money, it is very inconvenient if you have to do it one by one, right?

Your solution is the PermataAPI Transfer feature that makes it easier to transfer funds to all bank accounts in real-time, directly from the application or platform of your choice. By using PermataAPI Transfer, transferring money to multiple accounts at once is faster and more efficient. Gone are the days of manually inputting account numbers one by one. PermataAPI is also equipped with other features such as overbooking transfer, online transfer, LLG, and RTGS.

Do Any Transaction in Anytime
Sometimes you are required to make a decision in a short time. It is very important to do transactions without a hitch in order to expedite your business activities. The good news is, you no longer need to wait for bank operating hours to be able to make transactions*. Whether it's after 12 p.m. or during peak hours, PermataAPI Transfer can be used to make transactions anytime and anywhere.

No need to worry because PermataAPI also provides an inquiry feature so you can make sure the account number entered is correct before finalizing a transaction. You can also minimize the risk of sending funds incorrectly. All records of completed transactions are available at PermataAPI, making it easier for you to do the reconciliation process in your business. PermataAPI has features such as balance inquiry, bill payment inquiry, overbooking inquiry, online transfer inquiry, status transaction inquiry, and account statement.

Payment Process Gets Much Faster
PermataAPI provides the facility to send and receive money from any bank without time lags and hindrance. PermataAPI has a bill payment feature to make it easier for your customers to pay bills in real-time, with a PermataVirtual Account. Therefore, buyers don't need to send proof of payment because all transactions are automatically recorded by the PermataAPI system. When business finances run smoothly, merchants are happy!

Let's grow your business with PermataAPI now. Try it now by clicking here and enjoy its various interesting features.

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