Many people are aware of the challenges that come with marriage life. It usually triggers conflicts that have fatal consequences, especially if it is about financial management. This should be a concern from the early stage of marriage. Special skills and tricks are needed to be able to handle family finances. Check out the tips below for managing family finances.
Choose the Person in Control of Family Finances
When you were still single, your personal finances were in your own control, you have flexibility in managing finances. After starting a family, of course, there are many new adaptations in managing finances. Make an agreement with your partner on who will manage the family finances. Open communication related to financial matters needs to be maintained so that suspicion of the partner does not arise.
Check The Monthly Financial Health of Your Family
Just like our body, our financial condition also needs a health check. The first step before managing family finances is to check the cash flow. Checking financial health can be done by analyzing the income and outcome. If the outcome is greater than the income, it is necessary to find an alternative solution to the problem. Is it necessary to increase income or save expenses?
Use PermataMobile X mobile banking to monitor the mutation of your transactions. PermataMobile X can provide transaction information of up to the past 12 months. You can also easily compare your monthly cash flow.
Save Money for Emergency Fund
Planning finances is like having financial reserves for unforeseen circumstances. To prepare for emergency conditions, it is better for each partner to prepare an emergency fund. An emergency fund is money that is collected to be used in urgent situations. These funds should be kept separately from other savings funds. At PermataBank, you can create several accounts for different needs.
Make An Agreement for Financial Goals
After getting married, most couples have goals that they want to achieve together. For example, having a house, traveling together, and raising children. Therefore, discussing financial goals is important to realize these dreams so that both parties know where the direction of family financial management will be.
Realize Dreams through Investment
If you have agreed on the financial goals that you want to achieve, the next step is to determine the appropriate investment instrument. There are various investment products to choose from PermataMobile X according to their respective goals and risk profiles. Through this mobile banking application, you can make various sales transactions and purchases via smartphone.
Register for PermataMobile X mobile banking simply by downloading the application on the Apps Store or PlayStore then follow the procedure given. With this convenience, you don't have to go to and queue at the bank. Quite easy and simple, right?
You don't need to worry about the security of using mobile banking. PermataMobile X has been equipped with sophisticated security features. You can log in easily and faster by using facial recognition technology or fingerprint scanning. So, no one can log into your mobile banking application but you.
Aspiration for You
27 JAN 2021 | CONVENTIONAL NEWS
Important Checklist to Plan the Perfect Wedding
26 OCT 2020 | CONVENTIONAL NEWS
Happy Life Starts from A Healthy Family
Privacy Policy
As privacy is an important aspect for the visitors of PermataBank website, PermataBank is determined to protect the visitors’ privacy. You may browse most part of PermataBank’s website without submitting any personal information. However, you may be asked to disclose certain information for PermataBank to be able to provide the service you request for. The privacy statement in this website is prepared to help visitors understand the types of information provided in PermataBank’s website, and how PermataBank handles the information.
The Collection and Use of Information
PermataBank is the sole owner of the entire information in this website. PermataBank will not sell, share, or rent the information in this website to other parties in the manner contradictary to the aspect presented in this statement.
Browsing the Information
During your access to PermataBank website, you may find some information in the form of ”cookie” in your computer, so that PermataBank can recognize you the next time you revisit the website. Cookies refer to small size text archive transferred by the website to a visitor’s hard disk when the visitor is browsing the website. PermataBank does not use cookies to collect personal information such as names or email addresses; therefore, all information collected by cookies will be arranged anynomously. PermataBank only uses cookies to measure the effectiveness of PermataBank online, such as by identifying the repeat visits to PermataBank’s website and observing the channel chosen by visitors when browsing PermataBank’s website, so that PermataBank will be able to adjust the website to your desire. If you do not wish to receive cookies or wish to be informed when cookies are placed, you can arrange your web browser for such purposes, provided that your web browser supports it.
Security
PermataBank will make continuous efforts to maintain the security of your personal information and protect it from manipulation, forgery, and irresponsible access and disclosure. PermataBank will also endeavor to maintain information accuracy.
External links
This website may accommodate links to other sites. Please be aware that PermataBank is not responsible for the privacy practices of other sites. PermataBank strongly recommends website visitors to read the privacy statement of all sites that collect personal information. The privacy statement in this website applies only to the information presented in this website.
Changes of Statement
PermataBank reserves the rights to change the statement in this website at anytime. PermataBank suggests the visitors of this website to recheck the privacy statement from time to time and learn a number of new privacy practices or modification of PermataBank policies.
Terms of Use
© Copyright 2024 - PT Bank Permata, Tbk. All rights are protected by law.
Information Policy
The use and content of this website are provided for your convenience. The information presented in this website is provided for you, without any kind of guarantee, either written or implied, included but not limited to the guarantee on tradeworthy goods and/or services, the compatibility for any purpose, promotion for a product without violating any rule.
This website may contain technical guidance that is inaccurate and typographical errors. PermataBank reserves the right to correct and/or modify the information in this website at any time and by any methods, without prior notice.
PermataBank is not responsible or liable for any material and non-material loss, which may be suffered by anyone or any party, as directly or indirectly resulted from the use of the information contained in this website, either in part or in entirety.
Link to Other Websites
For your convenience, PermataBank can also provide some links to other sites in the Internet, which are owned and/or operated by any party. Please note that those sites are not under PermataBank control, and therefore, PermataBank is not responsible for the content of such websites.