Have you prepared Christmas gifts for yourself and your loved ones? Don’t you worry, here are several tips for you to stay on budget while Christmas shopping!
Make a Shopping List and Budget
When you’re creating a shopping list, start by listing all the gift recipients. Christmas gifts are not limited to family and friends only. If you are running a business, you can also give Christmas gifts to your employees or loyal customers. After creating a list, you can think about what kind of gifts you’ll be giving to them as well as the shopping budget.
Pay Attention to Delivery Time If You Shop Online
It’s better if your Christmas gifts arrive earlier or right on time. That’s why most people start shopping for Christmas gifts weeks before Christmas Day. There are so many orders, demands, and delivery schedules before Christmas Day. If you don’t prepare in advance, you may run out of stocks and fail to send out your Christmas gifts on time. Do it while you still can, use online shopping applications to purchase your gifts. Once you put your orders, immediately go to check-out and count the delivery time. Usually, delivery time between cities is longer than delivery within the same city.
Don’t Forget the Christmas Gift for Yourself
Christmas is a cheerful day for everyone. There’s nothing wrong with preparing a Christmas gift for yourself. Buy yourself several items that you’ve been wanting for a long time, such as accessories, books, clothes, shoes, or other kinds of rewards. Then, wrap your gifts with pretty decorations. Think of it as a self appreciation for all the hard work you’ve done during the past year.
Take Advantage of Discounts or Rewards
There are plenty of discounts and rewards during the Christmas and New Year season. Take advantage of this season to save your expenses. Not just discounts from stores and merchants, banks also give various attractive offers for your year-end shopping.
Just like PermataBank that offers discounts and cashback from numerous merchants. You can get promotions from your credit card, debit card, virtual account, and other PermataBank products. You can check here to see the complete list of PermataBank year-end promotions.
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