Investment in Brief
What is the function of investment?
Investment has a function to maintain value of cash that had been collected in long term timing, and to anticipate so that it’s purchasing ability has more power than the fluctuation of inflation.
Mutual Fund is one of investment instrument.
What is Mutual Fund?
Mutual Fund is a pool of fund that’s been used to collect funds from investors and continuously invested to stock change portfolio by investment manager.
Why investing in mutual fund, because mutual fund has several strength that other investment instrument does not have.
Strength of Mutual Fund
- Managed by professional Investment manager
- Low risk by its diversification
- Suitable for new investor
- Suitable for Investor who has limited financial ability
- Relatively low on cost
This is a Mutual Fund Type and explanation about it:
Conventional Mutual Fund
Conventional Mutual Fund is Mutual Fund that can be bought or re-sold by investor at anytime, depends on the aim of the investment, time scale, and risk investor profile.
Types of this Mutual Fund are:
Money Market Mutual Fund
Mutual Fund with 100% investment on monetary market exchange as Commercial Letter with time scale less than one year. i.e. deposit, commercial paper, including SBI.
Fixed Income Mutual Fund
Mutual Fund with minimum investment 80% of total portfolio that’s had been managed to stock payable bond.
Balanced Mutual Fund
Mutual Fund with investment policy on stock exchange payable stock and monetary market which any of it’s instrument does not belong to the above three mutual fund types.
Equity Mutual Fund
Mutual Fund with minimum investment 80% of total portfolio that’s been maintained to stock.
Structured Mutual Fund
Types of Structured Mutual Fund are:
Mutual Fund which offer protection on opening investment through a management mechanism on the due date of investment. Investment on bond with an investment grade r
Mutual Fund that give guarantee for beginning value of investment on the due date of investment. The Guarantee is not given by the investment manager but through third party, in example bank or insurance company.
Mutual Fund which the underlying portfolio is the index. At least 80% of the NAB is invested on stock within the index. The weighing for each stock is approximately 80%-120%. On the trading transaction of these Mutual Funds,
In doing the mutual fund transaction, PermataBank is supported by several parties, as follow :
- PT. Batavia Prosperindo Aset Manajemen
- PT. Bahana TCW Investment Management
- PT. CIMB-GK Securities Indonesia
- PT. Danareksa Investment Management
- PT. First State Investments Indonesia
- PT. Fortis Investments
- PT. Mandiri Manajemen Investasi
- PT. Manulife Aset Manajemen Indonesia
- PT. Nikko Securities Indonesia
- PT. PNM Investment Management
- PT. Schroder Investment Management Indonesia
Parties who provide stock deposit service and other asset related to stock and other service, including receiving the dividend, interest, and other rights, finishing stock transaction, and represents account beneficiary who became the customers.
Parties who conduct the selling of Mutual Fund based on cooperation agreement with the investment manager who maintain the Mutual Fund.
For further enquiries, please contact Sales Investment Team at the nearest PermataBank branches.
