Liabilities

In line with our continuing efforts to enhance service quality and accessibility, coupled with the prevailing high interest rates environment, PermataBank recorded a slight increase in Third Party Liabilities, from Rp28.4 trillion in 2005 to become Rp28.6 trillion at the end of 2006. Funding composition, on the other hand, continued to improve as the Low-cost Funds portion significantly increased from 37% of total Third Party Liabilities last year to 44% this year.